@credit_endurance wrote:@Aim_High Ended up getting the increase. See this thread!
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Fed-4-000-SP-bump-after-all/td-p/6100325
That's awsome! 
Congrats @credit_endurance!
(*UPDATE*)
I got an email reply from Navy FCU to my snail mail reconsideration request.
In a nutshell, *DENIED*. 
It sounds like a coronavirus rationale for the most part.
I'm not totally surprised but at least a little disappointed, of course!
More gardening in my future!
Text of the message:
We received your reconsideration request to your recent credit card application that was not approved. Similar to other lenders, we periodically review our lending policies, including the amount of credit card credit lines we approve, and make adjustments to reflect economic risks. In response to the current pandemic’s impact on the U.S. economy, Navy Federal has scaled back the amount of credit extended to credit card applicants. As economic conditions improve, we may adjust our policies accordingly. Please bear in mind that we’ll review your credit card account periodically for opportunities to automatically increase your credit limit, based on your creditworthiness and account performance.
We conducted a second review of your application after it had been resubmitted. However, upon further review, we have determined that we must stand behind our original decision ... We regret that we are not able to reach a more favorable decision at this time.
You gave it a shot. Hopefully, you will get better luck next time.
Well at least you know its not your profile. Sorry about that.
@AllZero wrote:You gave it a shot. Hopefully, you will get better luck next time.
- - - - - - - - - - - - -
@Anonymous wrote:
Well at least you know its not your profile. Sorry about that.
- - - - - - - - - - - - -
@Anonymous wrote:
Yeah it’s not you it’s the pandemic.- - - - - - - - - - - - -
@OmarGB9 wrote:
Sorry OP. Better luck next time.
- - - - - - - - - - - - -
@cashorcharge wrote:
Ugh....I had such high hopes. :-(
I'm sure you'll be near the top of their reconsideration list when the time comes.
Thanks, @AllZero, @Anonymous, @Anonymous, @OmarGB9, @cashorcharge !
Yes, I gave it a shot but times are different right now.
I'll wait them out! 
Back to the garden for awhile ...
I'm really sorry to hear that. It's clearly the current state of economy. Thank you for putting this post together and sharing the Navy letter, it gives many of us clear perspective of what lenders are doing more than just speculation.
| AU 
@Anonymous wrote:
Yeah it’s not you it’s the pandemic.
Can we use this line on relationships?