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Wayfair approval?

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Anonymous
Not applicable

Re: Wayfair approval?

Did they give an explanation as to why you were denied?
Message 21 of 35
Anonymous
Not applicable

Re: Wayfair approval?

The letter stated "Number of recent inquiries on your credit report".

Message 22 of 35
Anonymous
Not applicable

Re: Wayfair approval?

I have had the Wayfair card since December 2016.  It was a cold app (no preapproval pop up, aka SCT (shopping cart trick), approved with a spending limit of $750.00, now at sl of 14,550.00.

 

 

Message 23 of 35
Anonymous
Not applicable

Re: Wayfair approval?

I’m sure I will get the same answer since I have more than 5. How many do you have?
Message 24 of 35
Anonymous
Not applicable

Re: Wayfair approval?

I have a total of 7 Comenity cards, 5 from 2 years ago and 2 from this year.  All are open and in good standing.  Zero balance on all and usually pay in full. 

Message 25 of 35
Anonymous
Not applicable

Re: Wayfair approval?

I was asking Lisa how many inquiries does she have.
Message 26 of 35
UncleB
Credit Mentor

Re: Wayfair approval?


@Anonymous wrote:
I was asking Lisa how many inquiries does she have.

Hi @Anonymous, this might help...

 

How to quote a post:  http://ficoforums.myfico.com/t5/Community-Feature-FAQ-s/How-to-Quote-a-Post/td-p/2603189

Message 27 of 35
Anonymous
Not applicable

Re: Wayfair approval?

Thank you so much for providing this link.
Message 28 of 35
wambeezy
Regular Contributor

Re: Wayfair approval?

I appd last Saturday via SCT but I got the 7-10 day notification. I tried calling today but was informed to wait for the letter. When I sign in to Wayfair online to check out an item I had saved, it gives me an option to pay with Wayfair credit card and it has the last 4 digits of the acct #. Did I get approve then?
Message 29 of 35
Effielin
New Contributor

Re: Wayfair approval?

I was recently approved by Wayfair and I would assume that you were too if you were issured an account number.

 

However, my experience with the credit card so far is "weird." I was approved for $500, ordered a chair for $140 and paid it in full a week later. I received notification that my payment went through and my balance dropped to zero. However, my available credit also dropped to "zero." I inquired as to whether or not my card had been closed. They denied that it was closed but said there was "suspicious" activity on it... So I guess its pretty suspicious to order and pay for a chair at Wayfair. I had planned on ordering a desk next, but instead will be considering the card closed and will be getting a desk from somewhere else. 

Message 30 of 35
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