Well, I just applied for a Wellsfargo credit card. It says pending and they will contact me for more information. My utilization is currently 17%. They pulled Experian (677). A collections account popped up, but I’m working on it. What is the pending about???? Please help! Will I get the card???
Capital one QS. $700 Credit one. $300. (Soon to close ) Capital one QS1. $2250 Discover IT Cashback. $12,000 PNC cash rewards signature Visa. $17,500 Chase SW rapid rewards signature visa $6900 Amex Green Card NPSL POT $11,000
Also, I did a major balance transfer from a card that I was an authorized user on, so when the transfer hits my report, I’m praying that all the new approvals are enough to keep my utilization close to 17%!!!! If that makes sense to you.