Well, I just applied for a Wellsfargo credit card. It says pending and they will contact me for more information. My utilization is currently 17%. They pulled Experian (677). A collections account popped up, but I’m working on it. What is the pending about???? Please help! Will I get the card???
Also, I did a major balance transfer from a card that I was an authorized user on, so when the transfer hits my report, I’m praying that all the new approvals are enough to keep my utilization close to 17%!!!! If that makes sense to you.