Which CR does Barclaycard pull?

[Anonymous]

Anyone know which of the three CRA Barclay's uses? Or if they pull all three? Just trying to arm myself for this recon I know I will have to do once I apply LOL.

[barthooper]

Almost guaranteed TU.

[Anonymous]

Shoot I was hoping anything but that LOL. But thanks for the response!

[SecretAzure]

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@Anonymous wrote:

Shoot I was hoping anything but that LOL. But thanks for the response!

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Yup, what he said. 

Make sure to hit the "Kudos" button (stripe with the star) for Bart's helpful and prompt answer to your question!

What card were you looking to get, if you don't mind my asking?  Also, what is your TU score?

[Anonymous]

I went ahead and tried it and was declined. Recon was unsuccessful. Sigh. I guess I'll take my hurt feelings back to my little garden

[CreditMagic7]

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@Anonymous wrote:

I went ahead and tried it and was declined. Recon was unsuccessful. Sigh. I guess I'll take my hurt feelings back to my little garden

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Try not to fret too much.

Barclays easily can be described as a spoiled sport and i find they can be a weenie because of overly conservative ways but their denials have only helped advanced my own credit profile by forcing me to turn to other lenders to build with. Their loss not ours.

[Anonymous]

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@CreditMagic7 wrote:

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@Anonymous wrote:

I went ahead and tried it and was declined. Recon was unsuccessful. Sigh. I guess I'll take my hurt feelings back to my little garden

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Try not to fret too much.

Barclays easily can be described as a spoiled sport and i find they can be a weenie because of overly conservative ways but their denials have only helped advanced my own credit profile by forcing me to turn to other lenders to build with. Their loss not ours.

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Ya know what? Your comment just instantly made me feel better so thank you very much for that pep talk! I hope that my TU score doesn't take a huge hit from the wasted inquiry. They're reasoning was that they needed to see longer positive history. But I've had my Discover card for 14 years! And the two 30 day later I had when I was unemployed were more than a year ago. I thought that would be good enough for the "fair" credit card. 

[Anonymous]

Keep your head up, OP. They only pulled TU for me and I was barely able to get my Arrival+. I'm sure if you keep making those on time payments you'll be awarded for your hard work in the future!

[Anonymous]

Won't hurt to try calling recon again. If at first you don't succeed, try 15 more times like @Nixon

[Anonymous]

I say this because my scores are in the low/mid 600 with 3x accounts in CO, dropping off in 2016. I had probably 9 inq and I applied back in December and by then I only had like 4 months of rebuilding. I applied again 2 weeks ago and got denied. Called and sweet talked recon and they extended $1500 credit. It really can make a difference depending on the analyst you get. Some are more sympathetic. My hardest recon was Chase. I had to lie a little about my past since some of it was downright being irresponsible, but they grilled me and had me sweating answering all there questions. Needless to say, I talked them into approving me but it wasn't easy.

Good luck Op!