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Which card next

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Anonymous
Not applicable

Re: Which card next

I wonder if it's worth trying for another 0% balance transfer card to keep utilization low on both.

I've got a Barclays card with zero balance and $7k limit. I've thought about apping for another Barclays card and cli in same day. That way if I got my cli and new card with zero transfer I could move some things around and keep util low.
Message 11 of 13
RonM21
Valued Contributor

Re: Which card next

I was thinking maybe a CU card also, in regards to getting a decent limit for your scores. But as always, do what is within your means.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 12 of 13
Anonymous
Not applicable

Re: Which card next


@degs138 wrote:

AMEX like to see balances paid in full every month.  If you spend some time using the card and paying the full balance they will increase your CL.  I went from 2k to 6k after 90 days.  I'm hoping to go to 18k the next time around.


Wow!! That is awesome!! My CL on my Amex Hilton is only $1.4k so I am waiting to hit the luv button. 

Message 13 of 13
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