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I opened the Hilton Honors offers I got yesterday. Spend $1K and get 100K points. It seems like an incredible deal. I don't travel very often. On a normal year I spend maybe $800 on hotels, maybe $300 on tolls (which I believe Chase counts as travel). I do spend a large portion of my money on dining which is currently being covered by Marvel.
I'm honestly not too familiar with Hilton Honors but it sounds like a great offer.
Right now...or at least last 6-9 months...I received no mailers outside a few from the sub-sub prime lenders.
I have Amex,Disco C1 and a Amazon Prime store card, and yet I still get occasional crap mailers.
Lucky I dont want that many cards or I'd take it personally...lol
No mailers really for anything.. Even junk mail in general has dried up.. Am I the only one or has others regular mail just dry up as well along with BT check, etc.. I still have BT offers, just not any checks for last several months. Although I still on some lenders can BT cash into checking which is same as checks. Strange not having mail box full of junk mail.
Suprime lenders...Indigo, FP, Credit One, Aspire, etc.
BBVA wants me to get a personal loan, Wells Fargo wants me to get a Cash Wise, Best Egg wants me to get another personal loan, Disco wants me to do a BT, and while I know that it's not a mailer per se, Service CU emailed me to tell me I am prequalified for a personal loan.
Just the tons of Discover personal loan mailers I've been getting for as long as I've been a cardmember.
@CreditCuriosity wrote:No mailers really for anything.. Even junk mail in general has dried up.. Am I the only one or has others regular mail just dry up as well along with BT check, etc.. I still have BT offers, just not any checks for last several months. Although I still on some lenders can BT cash into checking which is same as checks. Strange not having mail box full of junk mail.
I've noticed that too. I'm gonna miss the junk mail this winter....firestarter.
I haven't received any mailers in the last 5 months. But that's also about the time I had 2 new inquiries on EX and placed a security freeze at EQ/TU/EX. I never opted-out.
The Discover card showed up on reports 5 months ago, and AMEX at 4 months.
Prior to that, with only 1yr 1mo total revolving credit history and 2 open cards on my file, AMEX and Discover were sending mail pretty much every other week. I was going for them next anyway, and AMEX was pushing the BCE with $200 SUB, with Discover pushing the It Cashback.
(And I still got 1 more from each a week or two after they both approved me on Valentine's Day.)
Capital One backed off on the bi-monthly Promotional Inquiries (shown via reports pulled from annualcreditreport.com) as my scores continued to rise at AoYA 1yr.
Merrick and Synchrony gave up around AoYA 7mo when my TU 8 score reached 742, with the other 2 very close behind.
I am getting pre-approval emails and letters from First Premier and Surge MasterCard. Almost every week or every other week. I am sending them to shredder. I grew beyond those cards.