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Why LAUD Why!

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
New Member

Why LAUD Why!

I applied for the Great Titanium MasterCard and said it needed further review and would be 3-10 days on it. It also said they would send a letter out within 30 days . 😢 I really wanted this card since I travel for work. I have excellent credit, Fico 8 cc usage 23% Dtr 14%. All in good standing. With other major CC like Amex , what else do they want? A cute pic of me ? 💫💫💋P.S. what’s the backdoor?
Message 1 of 48
47 REPLIES 47
Valued Contributor

Re: Why LAUD Why!

Message 2 of 48
New Member

Re: Why LAUD Why!

Hey, Thaks s much for the tip!  I had one of my Bureau locked and thought all were unlocked so noone can steal my identity.  have a good day, 

Message 3 of 48
Community Leader
Super Contributor

Re: Why LAUD Why!

What the name of Laud is a Great Titanium Mastercard?
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 4 of 48
Valued Contributor

Re: Why LAUD Why!


@AverageJoesCredit wrote:
What the name of Laud is a Great Titanium Mastercard?

 

Baby sister of the BarclayUS-issued black card

(5/2019)
FICO 8 (EX) 790 (TU) 808 (EQ) 791
FICO 9 (EX) 829 (TU) 820 (EQ) 829

$800K+ club
Message 5 of 48
Valued Contributor

Re: Why LAUD Why!

Why on earth would you want this card?

Rebuild started in 2014  -  $100k total unsecured credit in 2017  -  $250k+ total unsecured credit in 2019.

  DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

       10% Rotating - Discover                             5%-20% - Amazon & Lowes                       6% Groceries - Amex Preferred (DW)
       5% Gas & Sporting - Ducks Unl                 4% Dining & Entertain - Savor                   3% Travel & Hotels - Propel & Uber
       2% Everything Else - Venture                    1% Cancer Charity - Fifth Third                 0% Financing Promos - QuickSilver




    
Message 6 of 48
Community Leader
Super Contributor

Re: Why LAUD Why!

Lol, thats what i thoughtSmiley Wink. If its not Adamantium, i dont want itSmiley Wink

Now....what the great Titanium MC does LAUD mean????😯
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 7 of 48
Valued Contributor

Re: Why LAUD Why!


@Shooting-For-800 wrote:

Why on earth would you want this card?


It isn't a terrible card, I mostly just think its overpriced when compared to relative peers like the Citi Premier.

 

(5/2019)
FICO 8 (EX) 790 (TU) 808 (EQ) 791
FICO 9 (EX) 829 (TU) 820 (EQ) 829

$800K+ club
Message 8 of 48
Valued Contributor

Re: Why LAUD Why!


@coldfusion wrote:

@Shooting-For-800 wrote:

Why on earth would you want this card?


It isn't a terrible card, I mostly just think its overpriced when compared to relative peers like the Citi Premier.

 


There are plenty of cards with better rewards and/or lower AFs.

This card is for people to show off in front of others who know nothing about credit cards.

 

Rebuild started in 2014  -  $100k total unsecured credit in 2017  -  $250k+ total unsecured credit in 2019.

  DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

       10% Rotating - Discover                             5%-20% - Amazon & Lowes                       6% Groceries - Amex Preferred (DW)
       5% Gas & Sporting - Ducks Unl                 4% Dining & Entertain - Savor                   3% Travel & Hotels - Propel & Uber
       2% Everything Else - Venture                    1% Cancer Charity - Fifth Third                 0% Financing Promos - QuickSilver




    
Message 9 of 48
Valued Contributor

Re: Why LAUD Why!


@Shooting-For-800 wrote:

This card is for people to show off in front of others who know nothing about credit cards.

 


I'm sure the OP can explain their motives behind applying for the card better than you or I can if they so chose.

 

Thank you for sharing your opinion. 

 

(5/2019)
FICO 8 (EX) 790 (TU) 808 (EQ) 791
FICO 9 (EX) 829 (TU) 820 (EQ) 829

$800K+ club
Message 10 of 48