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cmbr
Established Member

chase Amazon visa

Hi,

I apply for the chase amazon visa card, and it gaves me a 30 days message ,

when I call the automated message to check status it gaves me the 7-10 message.

I suppose that it have been declined. and yesterday I receive a letter from them to verify information.

I am trying this card for almost one year and always get declined 

the last two times they ask me to call they declined it. Should I call ? or I do not call and try to apply again next month?

its very frustated to me everytime I call and get declined.  why some banks ask to call to decline? does anyone have the same experience?

 

Message 1 of 15
14 REPLIES 14
CreditMarathoner
Frequent Contributor

Re: chase Amazon visa

If they sent a letter asking to verify information, it may not be a denial.  Give them a call, they may just need to verify your identity.

 

Good luck!

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 2 of 15
CYBERSAM
Senior Contributor

Re: chase Amazon visa


@cmbr wrote:

Hi,

I apply for the chase amazon visa card, and it gaves me a 30 days message ,

when I call the automated message to check status it gaves me the 7-10 message.

I suppose that it have been declined. and yesterday I receive a letter from them to verify information.

I am trying this card for almost one year and always get declined 

the last two times they ask me to call they declined it. Should I call ? or I do not call and try to apply again next month?

its very frustated to me everytime I call and get declined.  why some banks ask to call to decline? does anyone have the same experience?

 


There have been many manual reviews for this card this year! It happened to me and many others in here.

I would say you have a better chance for approval then denial. Give them what they are looking for and it could turn to approval!







                
Message 3 of 15
SouthJamaica
Mega Contributor

Re: chase Amazon visa


@cmbr wrote:

Hi,

I apply for the chase amazon visa card, and it gaves me a 30 days message ,

when I call the automated message to check status it gaves me the 7-10 message.

I suppose that it have been declined. and yesterday I receive a letter from them to verify information.

I am trying this card for almost one year and always get declined 

the last two times they ask me to call they declined it. Should I call ? or I do not call and try to apply again next month?

its very frustated to me everytime I call and get declined.  why some banks ask to call to decline? does anyone have the same experience?

 


You should definitely call and verify the information.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 682




Message 4 of 15
Dirge
Contributor

Re: chase Amazon visa

I got the same thing; it ended up being declined, 754 Fico, 10% credit usage. 

 

 

Message 5 of 15
cmbr
Established Member

Re: chase Amazon visa

UPDATE: I called them today , they verify my information ,

and told me that they will need a copy of a document from me.

I receive they email regarding the document and I sent it . Is this good or bad? does anyone here had to sent documents?what happen next?

Message 6 of 15
CYBERSAM
Senior Contributor

Re: chase Amazon visa

Few months back when I apped for Chase Amazon and was waiting for their decision, I escalated to a supervisor for quicker answer! He told me the fact that your app was not denied right away, it has a chance for approval!

I think you probably going to receive a decision in 24-48hrs. Hopefully is a good news. 🤞







                
Message 7 of 15
cmbr
Established Member

Re: chase Amazon visa

UPDATE: Application status change from 7-10 days message to 2 weeks message after send document. Is that a good sign or not?

Message 8 of 15
CYBERSAM
Senior Contributor

Re: chase Amazon visa


@cmbr wrote:

UPDATE: Application status change from 7-10 days message to 2 weeks message after send document. Is that a good sign or not?


As long as its not a denial, its a good sign! Hang in there...







                
Message 9 of 15
Mdowning30
Established Contributor

Re: chase Amazon visa

Call and verify, you may also check if which report they use or might be able to request a different bureau to be pulled. My first CFU card i had to call in and verify myself because i had a fraud alert. For my Amazon Prime card i recon'd because they pulled my lowest score from EQ instead of EX.

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+

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Message 10 of 15
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