how does this work

[Anonymous]

hi im kevin ive got a sucured card and i have not missed a payment in 31 months december i will try toget a regular credit card and my score is 657 in last 6 months what do you think?

[Anonymous]

Check the Capital One pre-appoval site and see what comes up if you get a screen showing a fixed apr rather than a range you are probably good to go.

[Anonymous]

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@Anonymous wrote:
Check the Capital One pre-appoval site and see what comes up if you get a screen showing a fixed apr rather than a range you are probably good to go.

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Agreed.

[padme]

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@Anonymous wrote:

hi im kevin ive got a sucured card and i have not missed a payment in 31 months december i will try toget a regular credit card and my score is 657 in last 6 months what do you think?

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This is how it works, you need 3 lines of credit to report, maybe get 2 more, even small ones, with the higher APR, to get the prime cards later with lower APR. gotta start somewhere. check rebuilding credit if need be in forum

[creditguy]

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@Anonymous wrote:

hi im kevin ive got a sucured card and i have not missed a payment in 31 months december i will try toget a regular credit card and my score is 657 in last 6 months what do you think?

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Which bank was your secured card with? Did it graduate or is it a permanent secured card? 

[Anonymous]

Who do you bank with?