wellsFargo web site is giving a error message when clicking on attune.

[NoHardLimits]

---

@firefox100 wrote:

I have a 25K autograph card which was a Propel card which I open in 2018, never late and allways pay before it reports.

---

That's a very important data point.  An existing positive relationship gives you a huge leg up.  However, I would be concerned about running into an internal credit limit threshold.  You might want to prepare for a lower starting limit.  I'm not sure if Wells allows credit limit reallocations to open a new account.

[Jordan23ww]

---

@NoHardLimits wrote:

---

@firefox100 wrote:

I have a 25K autograph card which was a Propel card which I open in 2018, never late and allways pay before it reports.

---

That's a very important data point.  An existing positive relationship gives you a huge leg up.  However, I would be concerned about running into an internal credit limit threshold.  You might want to prepare for a lower starting limit.  I'm not sure if Wells allows credit limit reallocations to open a new account.

---

@NoHardLimits @firefox100  I can speak to this question. I was told by WF that they don't allow you to reallocate your credit limit to open a card if your application was denied. You can only reallocate your limit from one card to another if the application was approved.  I wish they didn't have this policy. 

[firefox100]

Check out my other post Attune mastercard with toy 4K limit recon to 10K OK I was able to recon the

---

@NoHardLimits wrote:

---

@firefox100 wrote:

I have a 25K autograph card which was a Propel card which I open in 2018, never late and allways pay before it reports.

---

That's a very important data point.  An existing positive relationship gives you a huge leg up.  However, I would be concerned about running into an internal credit limit threshold.  You might want to prepare for a lower starting limit.  I'm not sure if Wells allows credit limit reallocations to open a new account.

---

starting limit from 4K to 10K total limit with taking any credit from the Autograph visa making my total credit with WF now 35K.

[Hotcoals91]

---

@NoHardLimits wrote:

---

@firefox100 wrote:

I have a 25K autograph card which was a Propel card which I open in 2018, never late and allways pay before it reports.

---

That's a very important data point.  An existing positive relationship gives you a huge leg up.  However, I would be concerned about running into an internal credit limit threshold.  You might want to prepare for a lower starting limit.  I'm not sure if Wells allows credit limit reallocations to open a new account.

---

Now about having a prior relationship with Wells. Just how much will a current auto loan with them make wells want to give me a card?