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AMEX CLI!

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Vector3D
Established Member

AMEX CLI!

It's been slow growing for my cards lately but for some reason, I just decided to give the AMEX CLI button a try. Had been at a $1000 limit since opening in March of this year, tried for a CLI after the 61-day mark but was denied. It's been a little over 91 days since then and I was immediately approved for a $3000 limit making this now my largest card (as it should be, I used it constantly during a cross-country move that I specifically wanted the SOB 100k Hilton points for)!

 

Some extra DPs: my balance was technically $0 when I requested the CLI but I did have about $35 pending on the card from a charge earlier this same day. Spending the past month (October) was double that of September and triple that of August bust still within CL. In previous months like May and June I was frequently spending more than the CL but paying the balance down every week or so. Don't know how any of that factored into things but just thought I would share just in case.

 

Fun fact about this card: It came with complimentary Hilton Silver status, but since I moved cross-country a few months ago and recently visited family back home, I've easily worked my way up into Gold and am now 1 stay away from Diamond so that's something to consider if the Hilton perks are what you're after in the three Hilton AMEX cards but you want to avoid the AF.

Currently Rebuilding, AZEO (EQ FICO 697 | TU FICO 714 | EX FICO8 707 as of May 2022) (Was 493 in early 2019), Goal Score: 750
Last derog paid 12/31/20!!!!!!

Current Cards/Loans:

Old Student Loans - ~$10,000 (Opened 2010, 2011 - Rehabilitated from Default in 2020)
New Student Loans - ~$3,000 (Opened 2021)

Previous Cards/Loans:


Goal Cards:
Message 1 of 12
11 REPLIES 11
CreditAggie
Community Leader
Super Contributor

Re: AMEX CLI!

Congratulations on your Amex CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 12
M_Smart007
Legendary Contributor

Re: AMEX CLI!

Congrats on your CLI

Message 3 of 12
Rebuild2019
Valued Contributor

Re: AMEX CLI!

Congratulations 🎊🎈🎉 on your CLI.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 4 of 12
practical1
Regular Contributor

Re: AMEX CLI!

I had a similar experience with an AMEX 3X initial CLI on a Business card. Bombed at 61 days, no problem at 91. Perhaps they have a special flag for relatively new and not heavily used card members?

Who knows what's in the minds of men (and card issuers).... the Shadow knows!
Message 5 of 12
CreditMagic7
Mega Contributor

Re: AMEX CLI!

Congratulations on the Amex CLI!

Message 6 of 12
Titans84
Valued Contributor

Re: AMEX CLI!

Congratulations on your Amex CLI!

Current FICO 8:



Message 7 of 12
coreyb80
Super Contributor

Re: AMEX CLI!

Congrats on the increase!

Message 8 of 12
cashorcharge
Community Leader
Super Contributor

Re: AMEX CLI!

That’s terrific!  Congratulations on your AMEX CLI approval!! 👏🏼🎉🍾

Message 9 of 12
KingRue8500
Senior Contributor

Re: AMEX CLI!

Congrats on your AMEX Hilton Honors CLI




Message 10 of 12
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