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AMEX MINI SPREE APPROVALS!!! 2 FOR 2

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AMEX MINI SPREE APPROVALS!!! 2 FOR 2

Been in the garden since 12/11/2015. First Amex attempt was in June 2015 and 2nd attempt was in Sept. 2015. I kinda gave up on applying anymore for the card afterwards due to their instant denials. I've been rebuilding since 9/2014. Started in the mid 500's across all boards. Well anyway, I have been fiddling around with the Amex prequal site since last month and finally prequals popped up for me finally. I received prequal approvals for the Amex Everday, BCE, and the Green Card. Chose BCE for the grocery benefits due to me grocery shopping 24/7. Was very nervous due to the previous denials. But I said to heck with it. I know my Experian score is very low for approval but I still went with it. No turning back now. Waited for the spinning cursor to stop and BOOM $1,000 SL , I know it's a low limit, actually it's my lowest limit out of all my cards, but who cares, I got in finally!!!!!Smiley LOL 

 

Then I said Hmm, maybe I should use this First National Bank Of Omaha Amex snail mail prequal and apply.  I just got it in the mail a few days ago with the comments of ( By invitation only, Only a select few are sent this invitation letter) . So I decided to go for it. I put in all my info with my invitation codes, and waited and waited. Gosh, that approval took forever, but I was approved again for a 2nd card. WooHoo. 0% intro APR and a $19 annual fee. Pretty surprised that I was approved for both in one day. I don't know the starting limit for the First National Card but I hope it's better than the BCE. I will keep everyone posted on the limit as soon as I know.  

 

Back to the garden I go as of today. Till the end of 2017 when 90% of my inquries will be gone. The very last card I really truly want is The CSP from Chase. By 2017 I will have only 2-3 inquiries on my reports. So I must be steadfast if I plan on aquiring that card in the near future.

 

Thanks myFICO family for all the great posts that I read before applying for the cards.It gave me confidence. Smiley Happy

 

UPDATE: I was approved with a starting CL of $1,500 for the First National Bank Of Omaha Amex. Small CL but I hope it grows along with the BCE. 

Gardening since 5/01/2017... CURRENT SCORES 05/01/2017- EQ-661,TU-707, EX-655, Total Utilization 21% My CC- Capital one Platinum,($4.3K)- QS1, ($2K)-Kays ($4.5K)- Kohl's ($3000)- Lane Bryant, ($1300)- Discover It ($12K) ,Chase Freedom($4.5K) (Capital One Venture $15K), ( Walmart Card $6.6k), Overstock $3.8K), Lowes ($12K), Amazon (5K) Barclay Rewards ($6630) Blue Cash Everyday ($2,500). FNBO ($1,500) Victorias Secret, $350, CSP-$7.5K TL-$92,480
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Established Member

Re: AMEX MINI SPREE APPROVALS!!! 2 FOR 2

Really happy for you. I admire your tanacity Smiley Happy Keep up the good work.

AMEX Gold; (AU); AMEX Delta Gold: 1k; Barclay Apple: 2.9k; Cap 1 (Sec) 529; Cap Quicksilver 7.75k; Chevron 750; DCU Visa 500; Disc IT 1.6k; Macy's 800; Pottery Barn 2k; Rivermark CU 2k; TJX 250; Banner Bank 2k

June 2016 FICOs: EQ: 631, EX: 672, TU: 644
Message 2 of 12
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Valued Contributor

Re: AMEX MINI SPREE APPROVALS!!! 2 FOR 2

WTG! Congrats
Gardening since 8/13/19
Over $500K in credit
TU:751 EQ:762 EX:773
Message 3 of 12
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Senior Contributor

Re: AMEX MINI SPREE APPROVALS!!! 2 FOR 2

That's nice, congrats on your success,!

Message 4 of 12
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Contributor

Re: AMEX MINI SPREE APPROVALS!!! 2 FOR 2

Thank you everyone for the kudos Smiley Happy

Gardening since 5/01/2017... CURRENT SCORES 05/01/2017- EQ-661,TU-707, EX-655, Total Utilization 21% My CC- Capital one Platinum,($4.3K)- QS1, ($2K)-Kays ($4.5K)- Kohl's ($3000)- Lane Bryant, ($1300)- Discover It ($12K) ,Chase Freedom($4.5K) (Capital One Venture $15K), ( Walmart Card $6.6k), Overstock $3.8K), Lowes ($12K), Amazon (5K) Barclay Rewards ($6630) Blue Cash Everyday ($2,500). FNBO ($1,500) Victorias Secret, $350, CSP-$7.5K TL-$92,480
Message 5 of 12
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Super Contributor

Re: AMEX MINI SPREE APPROVALS!!! 2 FOR 2

Congrats



EX08 658 EQ08 664 TU08 672 Total Credit Line: 63,550Utilization: 19.4%Inquiries: EQ8 EX11 TU11
Message 6 of 12
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Valued Contributor

Re: AMEX MINI SPREE APPROVALS!!! 2 FOR 2

Way to go! Congrats
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 7 of 12
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Valued Contributor

Re: AMEX MINI SPREE APPROVALS!!! 2 FOR 2

Congrats on the new cards!! Don't forget to apply for a CLI on your BCE 61 days from the day you were approved. 

Message 8 of 12
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Contributor

Re: AMEX MINI SPREE APPROVALS!!! 2 FOR 2

Thank you for the tip, I won't forget Smiley Happy   Quick question though, I've read on the forums of people asking for a CLI upon activation of the card, is this ok to do or should I wait till the 61st day?

Gardening since 5/01/2017... CURRENT SCORES 05/01/2017- EQ-661,TU-707, EX-655, Total Utilization 21% My CC- Capital one Platinum,($4.3K)- QS1, ($2K)-Kays ($4.5K)- Kohl's ($3000)- Lane Bryant, ($1300)- Discover It ($12K) ,Chase Freedom($4.5K) (Capital One Venture $15K), ( Walmart Card $6.6k), Overstock $3.8K), Lowes ($12K), Amazon (5K) Barclay Rewards ($6630) Blue Cash Everyday ($2,500). FNBO ($1,500) Victorias Secret, $350, CSP-$7.5K TL-$92,480
Message 9 of 12
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Established Contributor

Re: AMEX MINI SPREE APPROVALS!!! 2 FOR 2

Nooiice!!! Congrats!!!😃
wells.jpg 2chase navychase east westchase us bankimg src=ChaseFreedom_F.inddC_DP7_EMV_MNLW_18-PID 257.epsnavy fedBCE&ED|Chase|NFCUcc&CLOC|WF|Cash+|ElanFin.|Dia'md prefer.|PF|Gard'N since 6/23/2017|TOTAL CL$111.2K !!!NOIIICE!!!
Message 10 of 12
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