AMEX PRG Approval!

Anonymous · ‎09-25-2018

This actually happened over a week ago, the 50K MR points for $2000 spend sounds like a good deal, so I caved and got approved instantly. It's my second AMEX card (first was BCP). Experian score is currently 758, no missed payments, 1 year and 10 months average age of accounts, only one inq in Exp 5 months ago. I apparently have other pre-approvals for stuff like the SPG as well.....but I think I'll stay put for now and garden with what i have. I'm gonna lock myself in the garden for real this time, Lol. The card arrived pretty fast, I applied on a Friday, then got the card several days later on Monday (in So. Cal)

The potential changes to the PRG I've been reading about (4X on Restaurants and Supermarkets) sounds like a game changer, I'm excited for them (but watchful for the potential annual fee hike.) 9 more days to see what's up!

Anonymous · ‎09-25-2018

Congrats on your PRG approval! We shall see what the official revamped detail is soon! Hopefully, it matched the leaked detail with no annual fee increase!

Medic981 · ‎09-25-2018

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

Anonymous · ‎09-25-2018

Congratulations on your approval!

MrDFinance · ‎09-25-2018

Congrats on the approval!...... Here a link to the new metal card design to add to your signature

https://cdn.pbrd.co/images/HFAcNeP.jpg

Cred4All · ‎09-25-2018

Congrats on the approval, as you heard, word on the street is it's about to get better!

Anonymous · ‎09-25-2018

congrats!

Anonymous · ‎09-25-2018

@MrDFinance@ MrDFinance wrote:
Congrats on the approval!...... Here a link to the new metal card design to add to your signature
https://cdn.pbrd.co/images/HFAcNeP.jpg

Neat! The edges are bothering me tho for not being transparent, but it's alright.

CreditRebuilder2020 · ‎09-26-2018

Congrats! Nicely done and great data points.

I'm a Green Card Holder 6 months away from my PRG upgrade and cannot wait. The new point structure sounds amazing.

X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs

xaximus · ‎09-26-2018

Congrats on the approval!

Scores - All bureaus 770 +
TCL - Est. $410K