Affinity Cash Rewards Visa Signature-Approved

[Titans84]

Congrats @Janneman 

Was the other SUB not available? That is $200 for $3000 spend in 90 days? When I got this card both were available. And I still see it being advertised.

[user979797]

Amazing Affinity approval you have there Congrats to you  

[Janneman]

@nytokyobred79 ; @user979797 ; @Titans84  ; @CreditAggie  ; @NoMoreDebt ; and everyone else I missed out on anyone:

Thank you so much for your kind word and for the congratulation...It shows how kind you guys are that you greet even strangers like myself. God bless you guys...

[Janneman]

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@Titans84 wrote:

Congrats @Janneman 

Was the other SUB not available? That is $200 for $3000 spend in 90 days? When I got this card both were available. And I still see it being advertised.

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Honestly, I didn't even know about the SUB on my this new card which is spending $20k in 12 months for only $200 but it was always on my offer (targeted one) but I didn't even paid attention to it even though I should have...though I couldn't have done anything anyway. However, I paid attention to it when my application got approved and I just couldn't believe when I learned about it...It is pathetic if you ask me.

When I got my other card from Affinity 4 years ago, I got the same offer that you are talking about...Spending $3k in first 90 days to get $200 SUB, but I think since my offer was a targeted one then its SUB is targeted one as well...Even in million years I will never be interested this kinda SUB...no way, no how..lols

[Janneman]

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@user979797 wrote:

Amazing Affinity approval you have there Congrats to you  

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You are so right that its an amazing approval....Although I have another card with this CU with the same CL but I was certainly not expecting this much CL even though I got a targeted offer for it because I never charged/spent more than $20 here and there on that card in the last 4 years after got my SUB...Normally when you don't spend enough to justify your CL on other accounts, most lenders dont give you the same limit like Barclay's is one of them. So, it was a totally surprise to me as well...

[Janneman]

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@CardHunter wrote:

Amazing approval, congrats!!!

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Thank you so much...

[Janneman]

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@CreditCuriosity wrote:

Nice CL..  Nice thing about Affintiy is the fedex overnight cards as well

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Thank you so much...I guess they don't wanna spend any more money for me on FedEx overnight because if they had done it, I might have already received the card today....but not a big deal...I am not in rush since I am not going to work on the SUB though...lols

[Janneman]

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@laurenjessica wrote: 

Congrats on your great approval! 

But really... that SUB is absolutely insane. I wouldn't be doing it either if that was offered to me!

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You are right that SUB is absolutely insane. I wouldn't spend this much money even if they would provide SUB 4x of this which $800...Spending $20k is not a joke, in my personal opinion...And if I do need to spend this much money then I rather spend on cards wherein I could get better value like earning miles and/or MR points....I have no idea how they came out with this SUB...Are they nuts? They don't know that nobody would go for this kinda SUB...So cheaply....lols 

[Janneman]

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@GZG wrote:

whoa, massive CL, congrats! 

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Hehehehe

[Janneman]

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@CreditMagic7 wrote:

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@Janneman wrote:

Just a few minutes ago, I received an approval email (enclosed below) of Affinity Cash Rewards Visa Signature card with SL of $32, 500. I applied for this card yesterday early morning on June 15, 2023...So, the approval came within a day. I have been getting emails from Affinity for 4 different pre-approved offers and seeing those offers on my online account with Affinity FCU for the last 4-5 months, but I never responded until this time because I was in garden for the last 7 months until yesterday when I responded to a similar offer from Citi for one of their good cards...I might not have responded to this offer, because I dont really have any need for anymore credit, but since it is so hard to pass on these kinda offer then I had no choice just to come out of garderning to grab these offers but I responded to the last day of these offers....

Affinity FCU immediately pulled from EX yesterday when I applied for this card....I have another credit card from Affinity FCU for the last 4 years with the same CL...So, it might be the reason for them to give me the same CL on this card as well...I never applied CLI on that card...I got this CL on other card from the beginning. I hardly use the card, so its a big surprise that rather than closing out that card, they issued me another one and especially with this much CL....I have hardly spent $20 on my card since it was opened. Now, this card has a SUB of $200 but I am not interested at all to get this SUB because I dont want to spend $20k in 12 months to earn only $200...I am not even responding to Amex targeted offer that I have received for their business Platinum card for 200k...So, just for $200 spending $20k makes no sense whatsoever...It has 17.50 APR which is not bad given how interest rate are lately...Out of those offers which are showing up on my online account, one is for their personal loan which is for $80k which I might consider responding to as well since there will not be additional HP anyway. Two more pre-approved I would need to respond to before these two accounts show up on my credit reports....

Approval email once signed DocuSignOffer shown on online account

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Congratulations on the Affinity Card approval!

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Thank you so much...Appreciated....