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Amex BCE $5k CLI $10k - $15k

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GZG
Senior Contributor

Amex BCE $5k CLI $10k - $15k

image.pngimage.png

 

I notice my pre-approved loan offer dropped by $5k when I requested this CLI, so perhaps pre-approvals on loans is some sort of barometer for how much more Amex is willing to extend in credit 

Starting FICO 8:
Current FICO 8:



Message 1 of 11
10 REPLIES 10
DannyNoonan
Established Member

Re: Amex BCE $5k CLI $10k - $15k

Cograts on the CLI.  Thanks for the info on the pre-approved loan.

Message 2 of 11
JoeRockhead
Community Leader
Super Contributor

Re: Amex BCE $5k CLI $10k - $15k

Nice bump, congratulations!

Message 3 of 11
KingRue8500
Senior Contributor

Re: Amex BCE $5k CLI $10k - $15k

Congrats on your AMEX Blue Cash Everyday CLI




Message 4 of 11
CreditAggie
Community Leader
Super Contributor

Re: Amex BCE $5k CLI $10k - $15k

Congratulations on your Amex BCE CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 11
pizzadude
Credit Mentor

Re: Amex BCE $5k CLI $10k - $15k

Congrats on the AMEX luv !  Smiley LOL

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 6 of 11
Zoostation1
Valued Contributor

Re: Amex BCE $5k CLI $10k - $15k

Congrats on the CLI!  The loan pre-approval is interesting.  I've been semi-regularly seeing a loan pre-approval for the last 2 or 3 months ($15k @ ~17%, but still think I'll get a CLI denial with my BK still on file.

Rebuild Started Nov 2021, TCL $88.7k
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Aug 2026 FICO 8:
Aug 2026 FICO 9:
Aug 2026 FICO 10:
Aug2026 FICO 10T:

Message 7 of 11
keluric
New Contributor

Re: Amex BCE $5k CLI $10k - $15k

Very nice. Congrats on the approval.

Personal

Business

//Reformed CC User//


Gardening
Message 8 of 11
Centurion_Dreamer
Contributor

Re: Amex BCE $5k CLI $10k - $15k

Congrats on your AMEX BCE CLI!

 

I agree on your AMEX loan barometer idea - I have similar experience with that.

And as soon as you are approved for high AMEX CLs, you will probably never be pre-approved for an AMEX loan again.

It does not matter if you are carrying a balance or not.

I think the primary idea of the AMEX loan is to transfer balances from AMEX cards.

Active Cards (TCL 162k):
Message 9 of 11
Meanmchine
Super Contributor

Re: Amex BCE $5k CLI $10k - $15k

Congrats on your Amex luv

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
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