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Amex Everyday - Approved (Data Points)

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UncleB
Credit Mentor

Amex Everyday - Approved (Data Points)

Well, I thought I was done... but to be fair I did give a 'disclaimer' that if I were to stumble across the 25k MR offer I would likely strongly consider it.  Smiley Wink

 

My friend @Anonymous told me the 'good' offers were once again appearing for some people, but I coudn't find it no matter what I did.  For 'giggles' I tried using the browser on my Android phone, and there it was... an offer for the Amex ED card with 25k MR points after $2k spending in three months.  I agree it's not as attractive as the $1k spend offer, but knowing that historically these offers have been hard for me to come across I pulled the trigger... approved $8k at 16.49%Smiley Happy

 

That's my highest Amex CL and lowest APR with them as well.  Smiley Very Happy

 

Since I applied from my phone I was unable to save the approval screen, but the new account is already on my Amex dashboard:

 

AmexEDapproved.png

 

Honestly this SL was quite unexpected... my other revolving accounts with Amex were both opened with a SL of $1k.  The BCP finally got an auto-CLI back in November ($1k to $3k - you can read about it here), and the Delta Gold is still at $1k.  I guess this means they are starting to warm up to me... LOL.

 

Last summer when I added the PRG and Delta Gold my FICO score was immediately updated on the Amex dashboard as well, but this time that hasn't happened, so it's possible I might have been approved without a HP (I admit that would be rather sweet).  When I have some free time I might dig a little deeper to find out for sure; if I do I'll come back here to update.  Right now the EX FICO being reported on the Amex dashboard is from December 31, and is 765.

 

Now that I have everything that was on the 'list' I can comfortably retire to the garden, probably until the late summer if not the end of the year.  There's literally nothing else I can think of that I need (or want) at this point. 

 

Thanks to all for your encouragement and support!  Smiley Very Happy

Message 1 of 59
58 REPLIES 58
Anonymous
Not applicable

Re: Amex Everyday - Approved (Data Points)

Congrats on a great SL and APR.  Thanks for all the data points and good luck when it comes time for the 3x CLI.

Message 2 of 59
BronzeTrader
Valued Contributor

Re: Amex Everyday - Approved (Data Points)

Oldman B still kicking Smiley Very Happy I have the same card. But it is not used often. Good to keep a card with AmEx....

Message 3 of 59
UncleB
Credit Mentor

Re: Amex Everyday - Approved (Data Points)


@Anonymous wrote:

Congrats on a great SL and APR.  Thanks for all the data points and good luck when it comes time for the 3x CLI.


Thanks so much, metech!  Smiley Very Happy

 

I've yet to be successful with a customer-initiated CLI on my other Amex cards... they always turn me down due to a (now) 17 year old BK that they were included in (I don't blame them). 

 

However the auto-CLI on my BCP back in November is encouraging, and this approval not being yet another $1k is even more encouraging that perhaps they've finally 'let go' of the past!  Smiley Happy

 

Thanks again!  Smiley Very Happy

Message 4 of 59
Anonymous
Not applicable

Re: Amex Everyday - Approved (Data Points)

Ahh so happy for you my friend! Hooray!
Message 5 of 59
UncleB
Credit Mentor

Re: Amex Everyday - Approved (Data Points)


@BronzeTrader wrote:

Oldman B still kicking Smiley Very Happy I have the same card. But it is not used often. Good to keep a card with AmEx....


Thanks Bronze... yeah, I thought it would be best to "get while the getting is good", so to speak.  I agree that for a no-AF card it really is a good one to have around, if for no other reason than Amex Offers and to store MR points should I ever decide to chop the PRG.

 

Thanks again!  Smiley Very Happy

Message 6 of 59
UncleB
Credit Mentor

Re: Amex Everyday - Approved (Data Points)


@Anonymous wrote:
Ahh so happy for you my friend! Hooray!

Thanks so much, jfriend!

 

Actually 'double' thanks... if it weren't for you giving me a heads-up that the 25k offers were back I woudn't have bothered to even check.  I can't tell you how much I appreciate it... I count this card as a definite long-term 'keeper'.  Smiley Happy

 

Thanks again!  Smiley Very Happy

Message 7 of 59
CatOfSpades
Frequent Contributor

Re: Amex Everyday - Approved (Data Points)

Congratulations on the wish list approval! Smiley Very Happy

♠Queen of Spades♠
Apple Card MC $10,000
BofA Cash Rewards VS $10,000
5/3 Cash/Back WEMC $10,000
Message 8 of 59
UncleB
Credit Mentor

Re: Amex Everyday - Approved (Data Points)


@CatOfSpades wrote:

Congratulations on the wish list approval! Smiley Very Happy


Thanks so much!  Smiley Very Happy

 

Now it's time to rest... Smiley Wink

Message 9 of 59
Anonymous
Not applicable

Re: Amex Everyday - Approved (Data Points)

good job!

Message 10 of 59
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