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Amex Platinum approval Ch 13 on file

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CreditMagic7
Mega Contributor

Re: Amex Platinum approval Ch 13 on file

Congratulations on the Amex Platinum Card approval!

Message 11 of 17
TMDSCT
Regular Contributor

Re: Amex Platinum approval Ch 13 on file

Congratulations and best of luck in your jouney back from BK

Message 12 of 17
SweetCreditObsession
Valued Contributor

Re: Amex Platinum approval Ch 13 on file

Congratulations on the approval and on great rebuilding progress!



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 13 of 17
Zoostation1
Valued Contributor

Re: Amex Platinum approval Ch 13 on file


@Horseshoez wrote:

@fury1995 wrote:
Congrats!

Are you 5 yrs + 1 mos from D/C? Alot of people will be following this.

Correct me if I'm wrong, but I believe the 61 month post discharge thing applies to Chapter 7s, for Chapter 13s I believe it is 61 months post filing (if Amex wasn't on the burnlist).


I had thought that too but it can be post filing for BK7.  I was approved for my BCP not quite 60 mo post filing BK7 (10 days shy of 60mo post DC).

 

Edit: was not quote 63mo past filing, but not quite 60 mo past discharge...I think most of ya'll know what I meant .

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Oct 2025 FICO 8:
Oct 2025 FICO 9:
Oct 2025 FICO 10:
Oct 2025 FICO 10T:
Message 14 of 17
docbang
New Contributor

Re: Amex Platinum approval Ch 13 on file

Congrats to the max! Feels good to be back in the AMEX eco.

Message 15 of 17
mrmagic9799
Regular Contributor

Re: Amex Platinum approval Ch 13 on file

I'm not 100% certain on the differences on Amex rule between 7 & 13.  Since they've created the Pre-Approval I'd say give it a go when you're within those time frames.  

Message 16 of 17
mrmagic9799
Regular Contributor

Re: Amex Platinum approval Ch 13 on file

LOL it really does!...lol I kinda give all my builder cards the side eye now...hahahaha


@docbang wrote:

Congrats to the max! Feels good to be back in the AMEX eco.


 

Message 17 of 17
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