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An Approval and a Lesson

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Anonymous
Not applicable

Re: An Approval and a Lesson


@Kidcat wrote:

Congrats Musiclover.  From what I understand that is a great card.  Seems worth it.


Thanks, Kidcat! Yes, I am loving it!

Message 21 of 38
Anonymous
Not applicable

Re: An Approval and a Lesson


@Anonymous wrote:

@UncleB wrote:

Congrats on the approval, my friend!  Smiley Very Happy

 

You've done a FANTASTIC job of rebuilding... and I know that 'bullet train' feeling all too well!

 

After the epic journey, it does feel strange to finally be at 'the station'!  Smiley Wink


Thanks, UncleB. Let's just sit here and watch the train speed by and celebrate our fellow travelers successes. Smiley Very Happy


 

Champagne and caviar being served for those of us in the station. Sometimes there is a nice restaurant in the station. Join me, musiclover and UncleB Smiley Happy

Message 22 of 38
Anonymous
Not applicable

Re: An Approval and a Lesson


@Anonymous wrote:

@Anonymous wrote:

@UncleB wrote:

Congrats on the approval, my friend!  Smiley Very Happy

 

You've done a FANTASTIC job of rebuilding... and I know that 'bullet train' feeling all too well!

 

After the epic journey, it does feel strange to finally be at 'the station'!  Smiley Wink


Thanks, UncleB. Let's just sit here and watch the train speed by and celebrate our fellow travelers successes. Smiley Very Happy


 

Champagne and caviar being served for those of us in the station. Sometimes there is a nice restaurant in the station. Join me, musiclover and UncleB Smiley Happy


Wouldn't miss it for the world, humhumunukunukuapuaa!  😀

Message 23 of 38
UncleB
Credit Mentor

Re: An Approval and a Lesson


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@UncleB wrote:

Congrats on the approval, my friend!  Smiley Very Happy

 

You've done a FANTASTIC job of rebuilding... and I know that 'bullet train' feeling all too well!

 

After the epic journey, it does feel strange to finally be at 'the station'!  Smiley Wink


Thanks, UncleB. Let's just sit here and watch the train speed by and celebrate our fellow travelers successes. Smiley Very Happy


 

Champagne and caviar being served for those of us in the station. Sometimes there is a nice restaurant in the station. Join me, musiclover and UncleB Smiley Happy


Wouldn't miss it for the world, humhumunukunukuapuaa!  😀


I'm there as well!  Smiley Very Happy

Message 24 of 38
Anonymous
Not applicable

Re: An Approval and a Lesson

Wow! Congrats ! I too have the stash and care credit. I have the exact same starting line for stash! I'm waiting on my card to come to request an increase. I requested increase the same night I was approved and they denied it. Anyway, thank you for posting! 

Message 25 of 38
pizza1
Community Leader
Super Contributor

Re: An Approval and a Lesson

much congrats to you!!! Im so happy for your success!! I burned Synch as well, with the same cards I have back now too, and I'm treating nicely, LOL..
Message 26 of 38
myjourney
Super Contributor

Re: An Approval and a Lesson

Congrats Musiclover WTG

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 27 of 38
Anonymous
Not applicable

Re: An Approval and a Lesson

Congratulations Musiclover!!! The Sam's Club MasterCard is a terrific card and that limit is just gorgeous!! Definitely a great addition to your profile!

Message 28 of 38
9CLINE
Valued Contributor

Re: An Approval and a Lesson

Congrats 2 ya.....

Message 29 of 38
Anonymous
Not applicable

Re: An Approval and a Lesson

One thing I've learned from my applications and approvals is to not assume anything when an application needs further review instead of resulting in an instant approval.

 

A lot of people on here tell stories about how a "pending" or "7-10 days" message is the start of a long, arduous campaign to get more credit. Phone numbers to call, tactics to use, things to recite verbatim. It's easy to get the idea that every "further review" message is going to be a denial unless you prepare for battle.

 

In practice, unless you actually are going for 17 new accounts in six months, it's often the case that a rather uninterested clerk just needs to check some mundane detail.

Message 30 of 38
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