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Another Chase SP CLI - requested by secure msg.

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CreditMarathoner
Frequent Contributor

Another Chase SP CLI - requested by secure msg.

On Friday, for science and also because I don't like talking on the phone, I sent a SM inquiring about a CLI on my CFU.

 

Saturday morning they replied back asking for my employment status, regular income, non taxable income, and my desired new credit line.  I threw in housing cost too for good measure.

 

I sent this info, and this morning (Sunday) I received my CLI.  My limit went from $3000 to my requested $5000.  I probably could have gotten more, but I'm credit conservative and don't need sky high limits.

 

So, it is possible to request a CLI using secure messages, it just takes longer (2 days in my case).  Providing the needed info in your initial request will save some back and forth.  If you need a faster answer, it's best to call.

 

My scores are in my sig and they confirmed it would be a soft pull.  I don't know what bureaus they soft pull for CLIs, but historically when I applied for cards with them, they always pulled EX and EQ for me.

 

EDIT: Forgot to mention my reports are frozen at all three majors + Innovis, so you can request CLIs with frozen reports no problem.

 

2 CLIs in the same month... that's a new record for me.  Smiley Happy

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
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20 REPLIES 20
CitizenHobbes
New Contributor

Re: Another Chase SP CLI - requested by secure msg.

Congratulations! That's interesting that they asked you what increase you were looking for (I saw your replies in another thread listing the questions too)!

Current Cards:


Next Cards:



Message 2 of 21
EAT_SLEEP_JEEP
Valued Contributor

Re: Another Chase SP CLI - requested by secure msg.

congrats on the cli

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /

SOCKDRAWERED FNBO JEEP CARD $7700/ WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 3 of 21
CreditMarathoner
Frequent Contributor

Re: Another Chase SP CLI - requested by secure msg.


@CitizenHobbes wrote:

Congratulations! That's interesting that they asked you what increase you were looking for (I saw your replies in another thread listing the questions too)!


Yes, they said "if it applies to you."  So, you can request a specific amount, or if you don't, they'll just give you the most they're willing to give you.

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 4 of 21
jibc1978
Frequent Contributor

Re: Another Chase SP CLI - requested by secure msg.

congrats on the CLI!

Personal Cards:

Business Cards:

Store Cards:


Credit Health:



Message 5 of 21
JoeRockhead
Senior Contributor

Re: Another Chase SP CLI - requested by secure msg.

Very nice, thanks for all the information, congratulations on your CLI!!

Message 6 of 21
Yasselife
Valued Contributor

Re: Another Chase SP CLI - requested by secure msg.

Congratulations on your Chase CLI! @CreditMarathoner 






Message 7 of 21
CreditMagic7
Mega Contributor

Re: Another Chase SP CLI - requested by secure msg.

Congratulations on the soft pull Chase CLI!

Message 8 of 21
CreditAggie
Community Leader
Super Contributor

Re: Another Chase SP CLI - requested by secure msg.

Congratulations on your Chase CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 21
nytokyobred79
Valued Contributor

Re: Another Chase SP CLI - requested by secure msg.

Congrats on your successful cli via secure message. As mentioned upthread, it's interesting they asked you for your desired limit bc they didn't when I requested by phone. Always interesting to see the variance. But good for you and others who may prefer an online request vs calling in. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 10 of 21
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