cancel
Showing results for 
Search instead for 
Did you mean: 

Another Discover CLI 35K+

tag
9CLINE
Valued Contributor

Re: Another Discover CLI 35K+

Congrats 2 ya.... Enjoy !!!!!!!!

Message 11 of 28
alextercero
Super Contributor

Re: Another Discover CLI 35K+

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 12 of 28
vanillabean
Valued Contributor

Re: Another Discover CLI 35K+

Nice going! I don't use my Discover card a whole lot. Other than a higher credit limit, what do you get from running much money through it?

 

Message 13 of 28
shoo
Frequent Contributor

Re: Another Discover CLI 35K+


@Anonymous-own-fico wrote:

Nice going! I don't use my Discover card a whole lot. Other than a higher credit limit, what do you get from running much money through it?

 


Well, Discover is actually my preferred card unless I've got other offers going on (like currently with 10K Sallie Mae bonus). I've gotten several bonus spend promotions on my Discover that give me additional $20 and $50 cashback in the past year and few months I've had it. I am also signed up for the double cashback promotion through July of next year. Of all my cards, thus far, Discover has given me the best experience, so I am happy to run all my expenses through them!

 

**All of this is obviously in addition to their base reward structure! I have definitely benefitted from most of the quarterly bonuses so far and I will again when buying Xmas presents this December! Smiley Happy

$4200$1000$2650$53,000$6500$2500$12,500$7000$7000$34,700$12,100$10,000
EX - 790 | TU - 782 | EQ - ?
--- In the garden since April 2019 ---
Message 14 of 28
taxi818
Super Contributor

Re: Another Discover CLI 35K+


@Anonymous wrote:

Super cool! I've yet to see a $100k limit. Is it possible?


And you won't. The most on any card in the forum. Saw was a 95k capital one card. Combined limit. Most extreme high limits 50k per card. But to answer you. Yes it's possible. High income with excellent profile  

Message 15 of 28
Country_Feller
Valued Contributor

Re: Another Discover CLI 35K+

WOW, Congratulations!!!!
myFICO=EQ 702, TU 716, EX 743br>EQ=11//TU=15//EX=11/Util 14%. Gardening since 01/02/2017.


Message 16 of 28
Anonymous
Not applicable

Re: Another Discover CLI 35K+

Thanks for posting this, Shoo. I was curious if I could get mine to 20k for utilization purposes. Even though I normally pay in full, my spend is about 4k a month. A larger CLI would allow me to not worry about paying before the statement posts.  I love my Discover for exactly the reasons you just posted. I was hating it when I had to meet spend on other cards. if you don't mind sharing, what was your initial CL on this card? I started at 6k and I'm at 17k now.  I've had the card for about 7 months.

Message 17 of 28
Anonymous
Not applicable

Re: Another Discover CLI 35K+

Awesome limit!! I'm early in rebuilding, and following the 'bk to 700 in 24 months' thread. It recommends Discover as third card to get after working two cap ones for 6 mos.

However, I've read lots of posts about Discover being tough with CLI's. What does it take to be successful with Discover?

I appreciate your input. Great job!!
Message 18 of 28
shoo
Frequent Contributor

Re: Another Discover CLI 35K+


@Anonymous wrote:

Thanks for posting this, Shoo. I was curious if I could get mine to 20k for utilization purposes. Even though I normally pay in full, my spend is about 4k a month. A larger CLI would allow me to not worry about paying before the statement posts.  I love my Discover for exactly the reasons you just posted. I was hating it when I had to meet spend on other cards. if you don't mind sharing, what was your initial CL on this card? I started at 6k and I'm at 17k now.  I've had the card for about 7 months.

Wow! 11K in 7months is amazing! I received my card in May 2014 with an initial SL of 2.5k.

 

$4200$1000$2650$53,000$6500$2500$12,500$7000$7000$34,700$12,100$10,000
EX - 790 | TU - 782 | EQ - ?
--- In the garden since April 2019 ---
Message 19 of 28
pizza1
Community Leader
Super Contributor

Re: Another Discover CLI 35K+

wow!! that is super crazy limit....CC goals for me!! LOL congrats
Message 20 of 28
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.