Re: Apple Card Approval - no hard pull - myFICO® Forums

myquestionsfico · ‎10-06-2020

So, I applied for the Apple Card, but half-way through the application process, it prompted me for my full SSN. I remembered that I had locked my TransUnion credit report, so I immediately unlocked it, entered the full 9 digit SSN, and waited for the application to process. To my surprised, I was approved for a $10K credit line and 15.99% interest (not the best interest, but I was happy with the approval.

As soon as I saw the approval, I immediately re-locked my TransUnion credit report. That was 3 days ago, and no hard pull has been processed against TransUnion. I did get a notification from TU that someone tried to access my report while locked.

I'm hoping this translates into no hard pull at all. Has anyone else seen this??

AllZero · ‎10-06-2020

Congratulations on your approval!

Jnbmom · ‎10-06-2020

@myquestionsfico wrote:
So, I applied for the Apple Card, but half-way through the application process, it prompted me for my full SSN. I remembered that I had locked my TransUnion credit report, so I immediately unlocked it, entered the full 9 digit SSN, and waited for the application to process. To my surprised, I was approved for a $10K credit line and 15.99% interest (not the best interest, but I was happy with the approval.

As soon as I saw the approval, I immediately re-locked my TransUnion credit report. That was 3 days ago, and no hard pull has been processed against TransUnion. I did get a notification from TU that someone tried to access my report while locked.

I'm hoping this translates into no hard pull at all. Has anyone else seen this??

They will probably contact you and ask you to unlock for final approval.....................................................

EXP 780 EQ 796 TU 810