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Approved for SoFi 2% MasterCard

Carmy03
Established Contributor

Re: Approved for SoFi 2% MasterCard


@justjac2 wrote:

I've been on the waitlist since October and the Apply button popped this morning. I had less than ONE DAY until my 3-month app-free milestone. Oh well...

 

Anyhoo, instant approval for $9500, 19.99% APR (which surprises me but no biggie since I don't plan to pay it). 

EX shows 13 inquiries,  6 in the past year. Last account opened 11/23/20. The limit is OK, I have a few higher but my SLs are climbing (yay!).

 

ETA: oops, EX FICO 8 is 752 now (I forgot to check first, but it was 749 a week or so ago). 


Lol! This is so me. Congrats 

Message 11 of 23
NoMoreE46
Established Contributor

Re: Approved for SoFi 2% MasterCard

Tres, tres sweet

Message 12 of 23
Mr_Mojo_Risin
Valued Contributor

Re: Approved for SoFi 2% MasterCard

Almost made it 3 months! 

Congratulations on a great SL, enjoy!

NFCU More Rewards 24K CL
NFCU Cash Rewards 4000 CL
Discover IT 1,000 CL
Quicksilver 600 CL (formerly Platinum)
NFCU auto loan
*We survived it, now comes the progress*
Previously Bowiefan
Message 13 of 23
Demented1
New Contributor

Re: Approved for SoFi 2% MasterCard

Terrific news…congrats on your SoFi approval!


Current Scores (2021.02.20):

Additional DP’s (2021.02.20):



Take the myFICO Fitness Challenge

Cards Earliest to Latest:


Gardening Since: Last HP = 2020.12.18




“To achieve a goal you have never achieved before, you must start doing things you have never done before.”
- Chris McChesney

Message 14 of 23
justjac2
New Contributor

Re: Approved for SoFi 2% MasterCard

Thanks, everyone !! 



Ch13 filed Jun 2013, discharged July 2018.
1/1/2021 FICO 8 scores: EQ 751, TU 770, EX 746
Newest account opened Nov 2020, gardening until at least Jan 2022, possibly Jan 2023 (0/24).
Message 15 of 23
M_Smart007
Epic Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations!

popcorn eating emoticon.gif
Message 16 of 23
mrcraft
Valued Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations on your approval!!





Message 17 of 23
BAD_UP
Frequent Contributor

Re: Approved for SoFi 2% MasterCard

Congrats on your SoFi Approval🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 18 of 23
MartyWrite75
Established Contributor

Re: Approved for SoFi 2% MasterCard

Congratulations on your approval!

February 2021: Experian 702 Equifax 704 Transunion 714


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $2,600 || Discover It: $3,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $5,000 || Overstock Store Card: $4,550 || FNBO Rewards Visa: $2,600

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor

Gardening from 01/11/2021 to 02/11/2022 (ideally)
Total Utilization: 15% (Met Goal)
Message 19 of 23
mommydiva
Regular Contributor

Re: Approved for SoFi 2% MasterCard

Congrats!

Message 20 of 23
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