Approved for Wells Fargo Active Cash $15k

lovelife2 · ‎01-16-2022

Hi everyone,

Instant approval for $15,000,

Pulled EQ,

In Wash State,

Rate19.99%, ( i am fine since i dont carry balances)

Lots of good perks with this card. Glad they pulled EQ cause it only had 3 inquiries (now 4). I will use this card a lot.

I opened a checking account with Wells Fargo summer of 2021 for the bonus, decided to keep it as my main account, and dumped US Bank checking and closed the USB Cash+ Visa (argument with Customer Service) long story. Anyways I wanted a visa card in my wallet.

Data Points:

EX - 796 / 6 inquiries

EQ - 806 / 4 inquiries

TU - 794 / 3 Inquiries

Credit Cards:

Citi DC - $17k

Citi CC - $17k

Amex BCE - $22k (PC from BCP to BCE)

Discover IT - $14k

Wells Fargo Active Cash - $15k

pizzadude · ‎01-16-2022

Congrats on the WF active cash approval, and nice starting CL !

Hopefully you won't have any customer service issues with them

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

mgood · ‎01-16-2022

Congrats.

I've been banking with WF for years (without any of the problems others have reported) and recently got the Active Cash. It's become my go-to card for "everthing else" that I don't get a higher percentage on from some other card. Only thing I dislike about it is that you can only get your rewards in $25 increments, so if you have 10 or 15 or 20 dollars left over, it'll have to sit there until you get more next month. (A minor gripe, but still a gripe.)

$18,000 Chase Sapphire Preferred Visa Signature 01/23

$17,000 Chase Freedom Flex World Elite Mastercard 05/21

$12,000 Chase Prime Rewards Visa Signature 05/23

$17,500 PenFed Power Cash Rewards Visa Signature 01/21

$15,000 PenFed Platinum Rewards Visa Signature 01/21

$33,000 NFCU cashRewards Plus Visa Signature 05/25

$31,400 American Express Blue Cash Preferred 04/24

$18,900 Citi Custom Cash World Elite Mastercard 07/22

$9,900 Citi Strata World Mastercard 11/24

$25,000 Wells Fargo Autograph Visa Signature 10/21

$25,000 FNBO Evergreen Rewards Visa Signature 01/22

$5,850 Capital One Savor World Elite Mastercard 11/15

$4,300 Capital One Cabela's World Mastercard 10/15

$10,000 US Bank Cash+ Visa Signature 03/23

$7,000 US Bank Cash+ Visa Signature 12/23

$15,000 Synchrony CareCredit Rewards Mastercard 09/25

$8,500 Imprint Eddie Bauer World Mastercard 11/24

EQ8 780, TU8 748, EX8 771 as of January 6

AZE9 - 6% Utl - New Cards: 1/6, 2/12, 6/24

FalconSteve · ‎01-16-2022

Congrats!

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL

gdale6 · ‎01-16-2022

Grats on your Active Cash approval

Currypuff72 · ‎01-16-2022

Wow, congrats on the approval and awesome starting limit!

BK13 to BK7 conversion 7/16/2021
341 mtg 8/11/2021
BK7 discharge 10/13/2021

I have a plan and so far it’s going as planned
Approvals since discharge:
Cap1 Auto 10.99%
Cap1 Platinum SL 2000/current 2300
Cap1 Walmart SL 1000/current 1500
Petal2 SL 4500
PayPal Credit SL 2000
CFNA Ted Wiens SL 1800/current 2800
Apple MC SL 500
Sinclair Gas Card SL 550
DiscoverIT SL 2000
CCCU Auto refi 5.04%
CCCU Platinum Rewards SL 500
All cards zero except two
I never pay interest- always pay in full
I use one card for a few months running it up to 30% then bringing it back down to zero then move on to the next card. Starting scores in 10/2021 were non existent as no scores could be found since I had been in Ch13 for several years and had no active credit accounts. Todays scores:
EX Fico8- 675
TU Vantage 3.0- 686
EQ Vantage 3.0- 696

Trini88 · ‎01-16-2022

Congrats on your new card!!!

10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card

CreditAggie · ‎01-16-2022

Congratulations on your Wells Fargo Active Cash approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (December 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

CreditMagic7 · ‎01-16-2022

Congratulations on the Wells Fargo Active Cash approval!

Dp23 · ‎01-16-2022

I'm 4/12 for new accounts & didn't get preselected for the WF Active Cash or Reflect but CK said I have fair chance. EQ is 1/12 for inquiries (applied for Penfed card yesterday). Is WF sensitive about new accounts & inquiries. I know CK is marketing but I've gotten approved in the past for the cards they suggested.