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Awesome app spree! So surprised.

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AverageJoesCredit
Legendary Contributor

Re: Awesome app spree! So surprised.


@Anonymous wrote:

I've been rebuilding since late July 2020, fico 8 582. Started out with a cap 1 secured $1000, opensky $200, navy fed secured $5k, and a jewlers club 5k. About a week ago I was down to my last charge off on experian, Fico 683. I have been holding off applying for a chase card for a couple months. I helped my mother app for a chase freedom unlimited, she got 12k limit. I got the bug and app  the next day and got the 30 day message uff. Too soon Jr I thought. Called the recon line a couple days later and was approved 5700 chase freedom unlimited. Awesome I was on cloud 9! Did a prequal for Amex next day and was approved for bluecash everyday 1k. Finally did a prequal with navy fed 1am sameday  and got the Amex card 15k. My biggest limit yet I'm so excited. I closed my opensky next day. I tried to unsecure the cap 1 but was denied, I closed it as well. Took a 9 point hit for the closed cards. Regret closing the cap 1 now. Oh well moving on. Navy fed secured up for review in January. To the Garden for me.


Great spree indeed with some great lenders though ive read someone called Amex subprime lolSmiley Wink. Why regret a secured Cap One? That was a bucketed card anyway and the 3 cards you have now blow away most peoples starting 3Smiley Wink. EnjoySmiley Happy

Message 11 of 21
gdale6
Moderator Emeritus

Re: Awesome app spree! So surprised.

Grats to all your and mothers approvals Smiley Happy

Message 12 of 21
ACN323
Regular Contributor

Re: Awesome app spree! So surprised.

Congrats on your approvals! 

Started at 490 in Dec.18’'
EX8 740 EQ 756 TU 753
Discover IT $4.7k
Apple Card $2.5k
Amex BCE $10k
Amex Delta Gold $15k
Citi LL Bean $5.4k
Synch Adorama $2k
Chase Sapphire Preferred $8.4k
Message 13 of 21
MartyWrite75
Valued Contributor

Re: Awesome app spree! So surprised.

Congratulations on your approvals!  Nice!

February 2025: Experian 779; Equifax 781; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,800 (Sock drawer) || Discover It: $15,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $7,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $15,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 5/2025(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 14 of 21
Anonymous
Not applicable

Re: Awesome app spree! So surprised.

Awesome.  Congrats.

Message 15 of 21
RSX
Valued Contributor

Re: Awesome app spree! So surprised.

Congrats!

 

and you didn't take a hit for the closed cards - that was because of the Inq and new accounts.   That loss will fade over the next 6 months.   

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 16 of 21
CreditAggie
Community Leader
Super Contributor

Re: Awesome app spree! So surprised.

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (January 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 17 of 21
Anonymous
Not applicable

Re: Awesome app spree! So surprised.

Thanks everyone. I am excited to be on my new credit journey. I have started working on my business credit and have a new goal to get approved for business credit cards with chase, amex and navy fed.

Message 18 of 21
CYBERSAM
Senior Contributor

Re: Awesome app spree! So surprised.

Congrats on your approval.







                
Message 19 of 21
AllZero
Mega Contributor

Re: Awesome app spree! So surprised.

Congratulations on DM approval and your approvals!

 

@M_Smart007  Somehow we missed this.

 

ETA. I think it got stuck in the spam filter, then released?

Message 20 of 21
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