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@Anonymous wrote:I've been rebuilding since late July 2020, fico 8 582. Started out with a cap 1 secured $1000, opensky $200, navy fed secured $5k, and a jewlers club 5k. About a week ago I was down to my last charge off on experian, Fico 683. I have been holding off applying for a chase card for a couple months. I helped my mother app for a chase freedom unlimited, she got 12k limit. I got the bug and app the next day and got the 30 day message uff. Too soon Jr I thought. Called the recon line a couple days later and was approved 5700 chase freedom unlimited. Awesome I was on cloud 9! Did a prequal for Amex next day and was approved for bluecash everyday 1k. Finally did a prequal with navy fed 1am sameday and got the Amex card 15k. My biggest limit yet I'm so excited. I closed my opensky next day. I tried to unsecure the cap 1 but was denied, I closed it as well. Took a 9 point hit for the closed cards. Regret closing the cap 1 now. Oh well moving on. Navy fed secured up for review in January. To the Garden for me.
Great spree indeed with some great lenders though ive read someone called Amex subprime lol. Why regret a secured Cap One? That was a bucketed card anyway and the 3 cards you have now blow away most peoples starting 3
. Enjoy
Grats to all your and mothers approvals
Congrats on your approvals!
Congratulations on your approvals! Nice!
Awesome. Congrats.
Congrats!
and you didn't take a hit for the closed cards - that was because of the Inq and new accounts. That loss will fade over the next 6 months.
Congratulations on your approvals!
Thanks everyone. I am excited to be on my new credit journey. I have started working on my business credit and have a new goal to get approved for business credit cards with chase, amex and navy fed.
Congratulations on DM approval and your approvals!
@M_Smart007 Somehow we missed this.
ETA. I think it got stuck in the spam filter, then released?