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BBT Credit Card Approval

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Anonymous
Not applicable

BBT Credit Card Approval

On 4/16, I checked the online prequalification for BB&T credit cards.  I found that I was pre-approved for all three:  the Bright, Spectrum Cash Rewards, and Spectrum Travel Rewards.  I didnt want another annual fee, so I chose the Spectrum Cash Rewards (Approved $6,500@17.24% after the promotion ends of 0% for 12 months.)  I also chose the Bright credit cards (Approved $6,500@15.24% after the promotion ends of 0% for 15 months.)  I have screenshot the approvals, along with the preapproval page of all three with the Reservation number.  I received both approval e-mails the same day.  I called the credit card department today to inquire about the two new approvals and they show nothing in their system. 7 days later!  Ive had other higher interest cards with them for a few years, always PIF, never went close to my credit limit.  Has anyone else had this to happen to them?  Im worried they'll never show up and they won't honor it, and the interest rates and limits are significantly better due to the fact my credit score is 150+ points higher than when I got my other cards.  Even the credit card department could not bring up my reservation number.  Any feedback would be greatly appreciated.

Message 1 of 40
39 REPLIES 39
Meanmchine
Super Contributor

Re: BBT Credit Card Approval

If you wait any longer, the cards will show on your credit report.  BBT reports new accounts very quickly

 

Congrats and good luck

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 2 of 40
Anonymous
Not applicable

Re: BBT Credit Card Approval

I called the credit card department. They're not even showing the new cards/approvals in their system. The accounts arent showing in my online account, either.

Message 3 of 40
Anonymous
Not applicable

Re: BBT Credit Card Approval

Congratulations 

Message 4 of 40
GApeachy
Super Contributor

Re: BBT Credit Card Approval


 

OP, two app's on the same day may be the problem, idk.   Did you receive an email, two emails confirming anything?  Were both sp's?  One last question, have you run the preapproval again to see if your reservation number pulls back up?  Good luck!

My Take Home Pay Don't Take Me Home
Message 5 of 40
M_Smart007
Legendary Contributor

Re: BBT Credit Card Approval

Congratulations on your approval!

Message 6 of 40
Anonymous
Not applicable

Re: BBT Credit Card Approval

 
Credit Card Opening
 

Dear ,

Congratulations! Your application has been approved and we're pleased to offer you a BB&T Bright Credit Card, which saves you money as our lowest annual percentage rate (APR) card.


You’ll receive your new card within 7-10 business days.

Once your new card arrives, you can manage your account and monitor transaction activity with U by BB&T®, our mobile and online banking experience. Visit BBT.com/u to learn more or to enroll in U.

Case Number: CRD5-20200416-156

 


 

To ensure delivery of all BB&T emails, please add: @bbt.com to your email address book and/or safe sender list.

Please do not reply to this automated email. For assistance, please contact us by phone at 800-BANK-BBT (800-226-5228). Associates are available from 6 am to midnight ET.

 

 
 
Branch Banking and Trust Company, Member FDIC.
Message 7 of 40
Anonymous
Not applicable

Re: BBT Credit Card Approval

This is one of the approval emails. I got emails for both. The preapproval site doesnt show an offers now. I think it's because I accepted two. I got the approval emails. I screenshot the approvals and the Prequal Reservation that showed valid until May 2020. They even gave me the APR (after the promo) and limit. But BB&T shows nothing when I call them. It's been 7 days.

Message 8 of 40
waqaszm1
Regular Contributor

Re: BBT Credit Card Approval

Did you get the cards ?

 

I am in a similar situation with a card approved on 4/15. Got the Card Opening email but nothing since then. 

Message 9 of 40
AllZero
Mega Contributor

Re: BBT Credit Card Approval

Congratulations on your approvals!
Message 10 of 40
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