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Ok, So I had a Pre-Qual mailer I received a few days ago for BBVA ClearPoints, Had no plans to APP for anything.
but since I have to reset my garden spade for the Penfed approval,
I said screw it (a good myFICO attitude right?)
so I applied ..Got the "we are currently reviewing your application" Blah.. Blah..(1st screenshot)
then I got an Email (2nd screenshot) so I call in, expecting a meh $2500 approval ... and wait for it ...$20,000.00 (Lousy APR)
The nice lady said "that is all you get!" .. I jokingly said what? no $50K ..
She said "Sorry Sugar .. You aint that sweet" ![]()
..
Pulled EX 742 & LOL/24 Inqs.
on a roll today!!! ..and did not even plan fer it![]()
I probably should stop now $53,500.00 all in a days work![]()


Congrats on your approval!
@Anonymous wrote:Congrats on your approval!
@Anonymous, Thank you!
CONGRATS 😆😆😆😆
Yes they definitely aren't inquiry sensitive on your first card with them.
I have has them since 1/2019 so far so good but no CLI yet, website in weird but mobile is much hetter. I did open a checking with them and you can check for prequalification on a second card, I checked no HP no approval, cited inquiries 😂 So I won't request a CLI because obviously I need to garden. I was thinking of asking but glad I looked at prequalify first, so saved myself a HP and a decline..
@M_Smart007 wrote:
Thanks @AllZero .. Please Lock me in the Garden!!!
Won't work, someone's always leaving the gate unlocked.
@Aspireto850 wrote:
Congrats! Love it when the Customer Service Agents have a sense of humor!
Thanks @Aspireto850 .. yes, the sense of humor is great! ..wish it could rub off on some of the Citi reps![]()
![]()
Thanks for the advice .. I do not have a Checking with them, Just the mailer with Pre-Qual code.
I was actually surprised to get one.