Back in with AMEX after Blacklist, waiting on Chase.

[UpInSmoke]

Congrats!! Good news is that, IMO, Chase is easier than Amex to get back in with. However, like anything else, YMMV.

[Anonymous]

i burnt AMEX one

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@soxfaininfl wrote:

cclimit, how much did you burn Amex and Chase for? I burned them both two years ago. I burned Amex for 2,300 and Chase for 5,500. I may pay Amex back in the next 6 months to get back sooner. I don't want to wait 10 years. 

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two cards...one for around $3k, and i can't remember the other one

[M_Smart007]

Welcome back to the Amex family!

[disney2]

I burned them back in 2009 too.  I'm still not back in the good graces evidently but I'm paying them back anyway.  Maybe one day.  

On the other hand, I'm like a PP with chase.  Even after burning them at that time too, I have several with them now.  I wish AMEX would loosen up!

[soxfaininfl]

disney2, I only owe Amex 2,459. For that it’s worth pay them back to get back in their good graces. I want to get the Blue Cash Preferred card.

As for Chase, I moved from BOA (wasn’t happy with them) to Chase (offering 200 for new checking accounts as a SUB) for checking and savings. I also had my sister add me as AU on her Chase Freedom account (19k limit with a 34 dollar balance) and I’m going to ask my Dad to add me as an AU on his Chase Freedom account. That may or may not help me get back with them sooner but it doesn’t hurt either. I may try to save up the money to pay them back also. We will see.

[disney2]

I got the checking and savings at Chase and put enough DD to keep from paying the fees.  Then about a year later, I applied for the Disney Visa and got it. From there, it was on!  Good luck with them.

[soxfaininfl]

Thank you, disney2!

[SFLSpotter9210]

Congratulation’s on your approval. I too burned AMEX and Chase in 2008 for a substantial amount. I went and checked AMEX prequel site and said nothing. Applied with Chase 2 years ago and got denied. They pulled my credit so I assume I’m not blacklisted with them any longer. But I don’t recall what the reasons were for the denial. Well shortly after checking AMEX they sent me a collections letter about what I owed. Has anyone ever received that letter?

[disney2]

Yes. I'm currently paying mine off now so I can get back in with them. I'm probably calling them today to pay the balance off.

[soxfaininfl]

@disney2:wrote:
Yes. I'm currently paying mine off now so I can get back in with them. I'm probably calling them today to pay the balance off.

Did they say how long you would have to wait to get back with them? Also did you or did they set the amount you would pay monthly if that was offered and how long did you have to pay them back? I know you stated that your paying off your balance.