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Back in with Discover!

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SunriseEarth
Moderator Emeritus

Re: Back in with Discover!

That was fast.   I already have my new card in hand!



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 31 of 39
Anonymous
Not applicable

Re: Back in with Discover!

Congrats!! We got in at the perfect time Smiley Happy
Message 32 of 39
Saleen099
Senior Contributor

Re: Back in with Discover!

Discover  takes care of their people.

Message 33 of 39
NICKI183
Established Contributor

Re: Back in with Discover!

Great starting point of getting back in with the Discover family!  Enjoy your journey.

Starting Score: 555/567/570- Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goa 750l: UPDATE 2021 (TU) 623, (EQ) 584, (EXP) 598 Current VISA-MC-Amex Credit Cards |NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured Merrick-$1,900ll Amex Delta Sky Miles- $1k
, |Nordstrom-$2100|Neiman Marcus-$700|Credit One Bank $850/$500 / Capital One Journey $700/ Capital One Quicksilver One $1650/Target $600/KohlsStore $300/Personal Loans $14k
Garden Until 2/2022 removing all 18 collection baddies and decrease UTILto less than 5%
Message 34 of 39
Ashes
Frequent Contributor

Re: Back in with Discover!

That is awesome! Congrats on getting back in and with a nice SL to boot!!

Officially in the garden as of 07.01.2015
Message 35 of 39
Anonymous
Not applicable

Re: Back in with Discover!

What your scores were when you applied for any of your store credit cards?

Message 36 of 39
taxi818
Super Contributor

Re: Back in with Discover!


@SunriseEarth wrote:

Seeing everyone's success with Discover, I figured I'd try my luck again.   I applied last year and was denied for my 2005 BK.   I actually figured I was blacklisted since they were IIB.

 

Discover Approved.jpg

 

As it turns out, I'm back in!   I don't know the CL or terms yet, but I am very glad to be back!  This is definitely one of my big credit goals!

 

Update #1:  for data points, they pulled EQ; most recent score is 721 there.  I'm in Southern California.  

 

Update #2:  Called in for CL and APR.   Initial CL is $5000.  Smiley Happy  APR is 0% promo for 12 months and then 19.99% after Smiley Indifferent


Congrats. Nice. 

Message 37 of 39
SunriseEarth
Moderator Emeritus

Re: Back in with Discover!


@Anonymous wrote:

What your scores were when you applied for any of your store credit cards?


I was able to get in with all of the Sync and Comenity store cards when I was in the low 600s.   I was about 670 when I got back in with Macy's on recon, and 680s when they gave me the AMEX upgrade.  



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 38 of 39
morgacj2004
Valued Contributor

Re: Back in with Discover!

Congrats! Nice ICL


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 39 of 39
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