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BofA - CLI - Edit another CLI same HP :)

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ScoreOrBeScored
Valued Contributor

Re: BofA - CLI

Congrats CC...... I've read where others have mashed the button a 2nd time with no additional HP Smiley Happy

Message 11 of 48
Anonymous
Not applicable

Re: BofA - CLI


@CreditCuriousity wrote:

@kdm31091 wrote:

@CreditCuriousity wrote:

Thanks all... Worth hitting the increase button again since still there anyone?  Same HP?  Also best way to get it upgraded to Siggy regular CSR or UW?  Sure someone has played with it Smiley Happy


The automated system is only going to allow one CLI per pull; you'll see the link will disappear within a couple days. If you want more out of the pull you can call and try to recon with a person, but given your initial small limit, I think the bump you got is pretty good and probably won't be able to get much more with such a new account.


There's no need to call underwriting to get to a Visa Signature upgrade. Realistically, they have nothing to do with that. Customer service will do just fine.


Ya honestly 5.5k for the card is plenty don't really need more as trying to shed some credit limits and some of my less desired cards.  Will be dropping my Amex Platinum in about a week priror to AF hitting again, killing of a few other cards  such as probably paypal and best buy in the next few weeks month as well as I try to keep my total CL as not a huge level as if I ever want new accounts in the future I don't want to have to much available credit.. With that said for any card to really be useful to me they must have a 5k CL or they wlll be chopped.. Really only one card with under 5k in profile now and that is Discover, but I know that will be around 5k in a year depending what kinda CLI they decide to give me every 91 or 61 days or whatever..


Congrats CC!  BoA is one creditor I don't have anything from.  Keep getting offers in the mail so maybe I'll have to add one in near future

Message 12 of 48
B335is
Moderator Emeritus

Re: BofA - CLI


@CreditCuriousity wrote:

@B335is wrote:
I'm probably the last person to take BoA advice from Smiley Tongue


LOL why?  Get yourself in some trouble with them? Smiley Happy


It was a mutual breakup Smiley Happy

Message 13 of 48
ddemari
Super Contributor

Re: BofA - CLI

Congrats CC!
Message 14 of 48
CreditCuriosity
Moderator Emeritus

Re: BofA - CLI


@ScoreOrBeScored wrote:

Congrats CC...... I've read where others have mashed the button a 2nd time with no additional HP Smiley Happy


Ya read a few things like that as well..  I am trying to trim my available credit atm and get rid of some of the "growing" cards or cards with AF's coming up again that I have already collected bonuses from that will shed some CL and cards.  Although with that said anyting less than 5k mentioned earlier is a useless card from me other that I can live with Freedom at 1500k (my doing) due to 5x UR's and PIF and Discover which will get up there and once again only a 5x-10x(first year) card anyways.

Message 15 of 48
CreditCuriosity
Moderator Emeritus

Re: BofA - CLI


@Anonymous wrote:

@CreditCuriousity wrote:

@kdm31091 wrote:

@CreditCuriousity wrote:

Thanks all... Worth hitting the increase button again since still there anyone?  Same HP?  Also best way to get it upgraded to Siggy regular CSR or UW?  Sure someone has played with it Smiley Happy


The automated system is only going to allow one CLI per pull; you'll see the link will disappear within a couple days. If you want more out of the pull you can call and try to recon with a person, but given your initial small limit, I think the bump you got is pretty good and probably won't be able to get much more with such a new account.


There's no need to call underwriting to get to a Visa Signature upgrade. Realistically, they have nothing to do with that. Customer service will do just fine.


Ya honestly 5.5k for the card is plenty don't really need more as trying to shed some credit limits and some of my less desired cards.  Will be dropping my Amex Platinum in about a week priror to AF hitting again, killing of a few other cards  such as probably paypal and best buy in the next few weeks month as well as I try to keep my total CL as not a huge level as if I ever want new accounts in the future I don't want to have to much available credit.. With that said for any card to really be useful to me they must have a 5k CL or they wlll be chopped.. Really only one card with under 5k in profile now and that is Discover, but I know that will be around 5k in a year depending what kinda CLI they decide to give me every 91 or 61 days or whatever..


Congrats CC!  BoA is one creditor I don't have anything from.  Keep getting offers in the mail so maybe I'll have to add one in near future


Ya was surprised you don't have a bofa card either alaska or Virgin Atlantic.. Would of thought you would of had one of those by now.. I really am no fan of BofA as they did alot of shady stuff during 08/09 crisis(probably one of the worst), although just another creditor that I don't like, but still will diversify with

Message 16 of 48
CreditCuriosity
Moderator Emeritus

Re: BofA - CLI


@ddemari wrote:
Congrats CC!

Thanks!

Message 17 of 48
CreditCuriosity
Moderator Emeritus

Re: BofA - CLI

Also side note will just leave as a platinum right now.. Called CSR said 2-4 week request... Quite honestly I have enough Visa Signatures and flexible spending accounts it really isn't important and really never use the card outside.. Although might change next year when freedom is done with 5% back at wholesale clubs then it might come into play

Message 18 of 48
Anonymous
Not applicable

Re: BofA - CLI


@CreditCuriousity wrote:

@Anonymous wrote:

@CreditCuriousity wrote:

@kdm31091 wrote:

@CreditCuriousity wrote:

Thanks all... Worth hitting the increase button again since still there anyone?  Same HP?  Also best way to get it upgraded to Siggy regular CSR or UW?  Sure someone has played with it Smiley Happy


The automated system is only going to allow one CLI per pull; you'll see the link will disappear within a couple days. If you want more out of the pull you can call and try to recon with a person, but given your initial small limit, I think the bump you got is pretty good and probably won't be able to get much more with such a new account.


There's no need to call underwriting to get to a Visa Signature upgrade. Realistically, they have nothing to do with that. Customer service will do just fine.


Ya honestly 5.5k for the card is plenty don't really need more as trying to shed some credit limits and some of my less desired cards.  Will be dropping my Amex Platinum in about a week priror to AF hitting again, killing of a few other cards  such as probably paypal and best buy in the next few weeks month as well as I try to keep my total CL as not a huge level as if I ever want new accounts in the future I don't want to have to much available credit.. With that said for any card to really be useful to me they must have a 5k CL or they wlll be chopped.. Really only one card with under 5k in profile now and that is Discover, but I know that will be around 5k in a year depending what kinda CLI they decide to give me every 91 or 61 days or whatever..


Congrats CC!  BoA is one creditor I don't have anything from.  Keep getting offers in the mail so maybe I'll have to add one in near future


Ya was surprised you don't have a bofa card either alaska or Virgin Atlantic.. Would of thought you would of had one of those by now.. I really am no fan of BofA as they did alot of shady stuff during 08/09 crisis(probably one of the worst), although just another creditor that I don't like, but still will diversify with


The Alaska card is definitely on the radar especially now with the eventual takeover of Virgin America. Hoping for 50K bonus to show up someday.  Virgin Atlantic points don't really interest me.  

Message 19 of 48
alextercero
Super Contributor

Re: BofA - CLI

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 20 of 48
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