I applied for a CSP on 10/22 and got a 7-10 message. Thinking it would be a denial, I called in to try to recon. They told me my application was still in review and it could take up to 30 days for approval. This happened with my Freedom card when I applied and it got approved days later. Having been through this before I stayed optimistic. I logged into my Chase account today and saw the CSP card listed with a 5K limit! So excited!
They pulled EX (my TU was frozen at the time)
- EX Score of 732
- 9 Inqs from 2014
- Income 90K
- Several new accounts
- Currently bank with Chase and have a Freedom and Slate (not listed in my siggy)
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500
Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019 Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
I applied for a CSP on 10/22 and got a 7-10 message. Thinking it would be a denial, I called in to try to recon. They told me my application was still in review and it could take up to 30 days for approval. This happened with my Freedom card when I applied and it got approved days later. Having been through this before I stayed optimistic. I logged into my Chase account today and saw the CSP card listed with a 5K limit! So excited!
They pulled EX (my TU was frozen at the time)
- EX Score of 732
- 9 Inqs from 2014
- Income 90K
- Several new accounts
- Currently bank with Chase and have a Freedom and Slate (not listed in my siggy)
Congrats, Just curious though, why is your TU frozen?
I applied for a CSP on 10/22 and got a 7-10 message. Thinking it would be a denial, I called in to try to recon. They told me my application was still in review and it could take up to 30 days for approval. This happened with my Freedom card when I applied and it got approved days later. Having been through this before I stayed optimistic. I logged into my Chase account today and saw the CSP card listed with a 5K limit! So excited!
They pulled EX (my TU was frozen at the time)
- EX Score of 732
- 9 Inqs from 2014
- Income 90K
- Several new accounts
- Currently bank with Chase and have a Freedom and Slate (not listed in my siggy)
Congrats, Just curious though, why is your TU frozen?
Froze it for that app. DIdn't want them to double pull with TU.
I applied for a CSP on 10/22 and got a 7-10 message. Thinking it would be a denial, I called in to try to recon. They told me my application was still in review and it could take up to 30 days for approval. This happened with my Freedom card when I applied and it got approved days later. Having been through this before I stayed optimistic. I logged into my Chase account today and saw the CSP card listed with a 5K limit! So excited!
They pulled EX (my TU was frozen at the time)
- EX Score of 732
- 9 Inqs from 2014
- Income 90K
- Several new accounts
- Currently bank with Chase and have a Freedom and Slate (not listed in my siggy)
Congrats, Just curious though, why is your TU frozen?
Froze it for that app. DIdn't want them to double pull with TU.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |