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Cap One VENTURE - Instant Approval

JaseT
Established Contributor

Cap One VENTURE - Instant Approval

I check the Cap One prequalifier once a month or so, just for the heck of it. Nothing has come up for many months. Tonight I finally got some options to show up. They offered Venture, Savor, and QS. I already have a QS World MC ($8800) and a Savor MC ($5800) with C1, as well as an auto loan I opened up in May. I went ahead and applied for the Venture, hoping for a higher starting CL. Instant approval of $15k.  Smiley Happy

 

This month marks my two years since I filed BK7 and March 2019 will be 2 years since my discharge. Chugging along.


BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:
On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 1 of 22
21 REPLIES 21
Priory_Man
Established Contributor

Re: Cap One VENTURE - Instant Approval

Congrats on your app and a very good SL.





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 2 of 22
JaseT
Established Contributor

Re: Cap One VENTURE - Instant Approval

Are the Venture cards Visa Signature and metal?


BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:
On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 3 of 22
FICOPath
Established Contributor

Re: Cap One VENTURE - Instant Approval


@JaseT wrote:

I check the Cap One prequalifier once a month or so, just for the heck of it. Nothing has come up for many months. Tonight I finally got some options to show up. They offered Venture, Savor, and QS. I already have a QS World MC ($8800) and a Savor MC ($5800) with C1, as well as an auto loan I opened up in May. I went ahead and applied for the Venture, hoping for a higher starting CL. Instant approval of $15k.  Smiley Happy

 

This month marks my two years since I filed BK7 and March 2019 will be 2 years since my discharge. Chugging along.


CONGRATS oops caps lol.  What was the APR? I always get pre-approvals but its like in the 20%'s :-/ 





Message 4 of 22
JaseT
Established Contributor

Re: Cap One VENTURE - Instant Approval


@FICOPath wrote:

@JaseT wrote:

I check the Cap One prequalifier once a month or so, just for the heck of it. Nothing has come up for many months. Tonight I finally got some options to show up. They offered Venture, Savor, and QS. I already have a QS World MC ($8800) and a Savor MC ($5800) with C1, as well as an auto loan I opened up in May. I went ahead and applied for the Venture, hoping for a higher starting CL. Instant approval of $15k.  Smiley Happy

 

This month marks my two years since I filed BK7 and March 2019 will be 2 years since my discharge. Chugging along.


CONGRATS oops caps lol.  What was the APR? I always get pre-approvals but its like in the 20%'s :-/ 


I don't pay attention to the APR as I always PIF!


BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:
On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 5 of 22
VirgilVanDijk
Member

Re: Cap One VENTURE - Instant Approval


@JaseT wrote:

Are the Venture cards Visa Signature and metal?


Congrats on the approval! Yes, the card is metal and Visa Signature.

Message 6 of 22
Prestige4
Frequent Contributor

Re: Cap One VENTURE - Instant Approval

Congrats and awesome SL.

Feb - May 2017

Current Fico 8
Message 7 of 22
Cred4All
Valued Contributor

Re: Cap One VENTURE - Instant Approval

Nice SL, congrats on the new approval!


Message 8 of 22
GoingGold
Regular Contributor

Re: Cap One VENTURE - Instant Approval


@JaseT wrote:

I check the Cap One prequalifier once a month or so, just for the heck of it. Nothing has come up for many months. Tonight I finally got some options to show up. They offered Venture, Savor, and QS. I already have a QS World MC ($8800) and a Savor MC ($5800) with C1, as well as an auto loan I opened up in May. I went ahead and applied for the Venture, hoping for a higher starting CL. Instant approval of $15k.  Smiley Happy

 

This month marks my two years since I filed BK7 and March 2019 will be 2 years since my discharge. Chugging along.


 

CONGRATS ! on the VENTURE approval.  Update us later on how long it takes to actually recieve your card.


( 12 / 16 ) Applied but got one of those  'Need more time to process your application. We'll contact you in 7-10 days.'  messages ....
(12 / 27 )  After checking the automated application status line each day since I applied, and always hearing the system say the app was still pending, I decided call and speak to a rep.  She said the app just got to her department that same day from the processing department, and the app was APPROVED for a 30K credit limit. I was pleasently shocked at the size of the CL.
She said it would take another 7-10 days for me to recieve the card, and that I MIGHT get a call during that time frame, just to varify that I am actually the one who ordered the card... Fairly common procedure for them now on days..


Anyway, I will be curious to see how fast you get your card, and how fast I get mine. Based on what I have read on this forum, and other places, actual delievery of the card has been anywhere from 3 - 10 days after they "ship" it.  Not sure why a card can take 10 days to arrive after it's put into the mail unless someone lives in Hawaii or Guam or something... LOL, but one guy said it took 10 days for him.   Hoping it doesn't take that long for me or you.

GoingGold
*UPDATED AS OF 08/06/2020*
EQ: 707 ___ TU: 691 ___ EX: 692
Utlz:40% ___ Old Lates/COs: 1 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $13,900 ___ FIDELITY INVESTMENTS CASH REWARDS = $12,400
**TOTAL OVERALL CREDIT LIMIT = $96,300
Message 9 of 22
JaseT
Established Contributor

Re: Cap One VENTURE - Instant Approval


@GoingGold wrote:

@JaseT wrote:

I check the Cap One prequalifier once a month or so, just for the heck of it. Nothing has come up for many months. Tonight I finally got some options to show up. They offered Venture, Savor, and QS. I already have a QS World MC ($8800) and a Savor MC ($5800) with C1, as well as an auto loan I opened up in May. I went ahead and applied for the Venture, hoping for a higher starting CL. Instant approval of $15k.  Smiley Happy

 

This month marks my two years since I filed BK7 and March 2019 will be 2 years since my discharge. Chugging along.


 

CONGRATS ! on the VENTURE approval.  Update us later on how long it takes to actually recieve your card.


( 12 / 16 ) Applied but got one of those  'Need more time to process your application. We'll contact you in 7-10 days.'  messages ....
(12 / 27 )  After checking the automated application status line each day since I applied, and always hearing the system say the app was still pending, I decided call and speak to a rep.  She said the app just got to her department that same day from the processing department, and the app was APPROVED for a 30K credit limit. I was pleasently shocked at the size of the CL.
She said it would take another 7-10 days for me to recieve the card, and that I MIGHT get a call during that time frame, just to varify that I am actually the one who ordered the card... Fairly common procedure for them now on days..


Anyway, I will be curious to see how fast you get your card, and how fast I get mine. Based on what I have read on this forum, and other places, actual delievery of the card has been anywhere from 3 - 10 days after they "ship" it.  Not sure why a card can take 10 days to arrive after it's put into the mail unless someone lives in Hawaii or Guam or something... LOL, but one guy said it took 10 days for him.   Hoping it doesn't take that long for me or you.


Congrats on the $30k! My Venture account showed up on my Cap1 dashboard immediately, so I hope that my card will ship out quickly! I will keep this thread posted.


BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:
On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex
Message 10 of 22
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