The Credit Union spree continues!
Thanks to Sasuke for providing his signature line 
. I just joined Chartway Federal Credit Union through a $10 donation. Was going to just join and deposit $5 and wait for a pre-approval at some point. When I submitted the application it said I was instantly approved for the savings account, and also instantly approved for one of their two credit cards, both at 14.7% APR and $15,000 credit limit, I just chose the Signature Rewards since it was 1.5x cash back and boom, done!
Not sure what they pulled yet as I haven't gotten a notification...hopefully this helps someone else. Many INQ in all agencies, 20+. I didn't know they were going to pull my report at all, so anyone that wants to apply for the savings to join, beware. My pull was very productive so I don't mind .
Congratulations on your approval! First time i've heard of this union as well!
COngrats on your approval and very nice SL !!!!
@Anonymous wrote:The Credit Union spree continues!
Thanks to Sasuke for providing his signature line
Not sure what they pulled yet as I haven't gotten a notification...hopefully this helps someone else. Many INQ in all agencies, 20+. I didn't know they were going to pull my report at all, so anyone that wants to apply for the savings to join, beware. My pull was very productive so I don't mind
Thanks for your post. I'd never heard of Chartway. Inspired by your post, I visited their site, saw they had a pretty neat card for my purposes (the Visa rewards card), applied, and was instantly approved for 15k with 9.24% interest rate.
Thank you!!!
@SouthJamaica wrote:
@Anonymous wrote:The Credit Union spree continues!
Thanks to Sasuke for providing his signature line
Not sure what they pulled yet as I haven't gotten a notification...hopefully this helps someone else. Many INQ in all agencies, 20+. I didn't know they were going to pull my report at all, so anyone that wants to apply for the savings to join, beware. My pull was very productive so I don't mind
Thanks for your post. I'd never heard of Chartway. Inspired by your post, I visited their site, saw they had a pretty neat card for my purposes (the Visa rewards card), applied, and was instantly approved for 15k with 9.24% interest rate.
Thank you!!!
Congrats! Which credit bureau did they pull?
Congrats Op
Nice @SouthJamaica Im given her a nice look right now. Anytime i can expand my CU options outside of PF, ill take a look. I also like how i can apply from where i live, many dont take apps from my location.
Nice @SouthJamaica
Im given her a nice look right now. Anytime i can expand my CU options outside of PF, ill take a look. I also like how i can apply from where i live, many dont take apps from my location.
@19eighty5 wrote:
@SouthJamaica wrote:
@Anonymous wrote:The Credit Union spree continues!
Thanks to Sasuke for providing his signature line
Not sure what they pulled yet as I haven't gotten a notification...hopefully this helps someone else. Many INQ in all agencies, 20+. I didn't know they were going to pull my report at all, so anyone that wants to apply for the savings to join, beware. My pull was very productive so I don't mind
Thanks for your post. I'd never heard of Chartway. Inspired by your post, I visited their site, saw they had a pretty neat card for my purposes (the Visa rewards card), applied, and was instantly approved for 15k with 9.24% interest rate.
Thank you!!!
Congrats! Which credit bureau did they pull?
I believe Equifax.
@AverageJoesCredit wrote:
Congrats Op
Nice @SouthJamaica
Here's a tip @AverageJoesCredit
I applied for the credit card first. Applied for 15k and was instant approved
I applied for membership afterwards. After I'd submitted my app for the savings & checking, guess what: there was a
message that I was preapproved for the credit card at 25k at 9.24%.
So it's possible that, had I applied for the deposit accounts first, I might have wound up with a 25k card instead of a 15k card.
Congratulations!
It’s good to see another decent CU option (although ScoreCard valuations are .6-.8cpp normally so I definitely wouldn’t put a lot of spend on them) that everyone can join!