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Chartway Federal Credit Union Signature Rewards Approval

Anonymous
Not applicable

Chartway Federal Credit Union Signature Rewards Approval

The Credit Union spree continues!

 

Thanks to Sasuke for providing his signature line Smiley Happy. I just joined Chartway Federal Credit Union through a $10 donation. Was going to just join and deposit $5 and wait for a pre-approval at some point. When I submitted the application it said I was instantly approved for the savings account, and also instantly approved for one of their two credit cards, both at 14.7% APR and $15,000 credit limit, I just chose the Signature Rewards since it was 1.5x cash back and boom, done!

 

Not sure what they pulled yet as I haven't gotten a notification...hopefully this helps someone else. Many INQ in all agencies, 20+. I didn't know they were going to pull my report at all, so anyone that wants to apply for the savings to join, beware. My pull was very productive so I don't mind Smiley Happy.

Message 1 of 44
43 REPLIES 43
FinStar
Moderator Emeritus

Re: Chartway Federal Credit Union Signature Rewards Approval

Congrats on your approval with Chartway FCU. I don't think I've ever seen anything posted about them.

Sounds like the process was seamless and pretty straight forward?
Message 2 of 44
19eighty5
Senior Contributor

Re: Chartway Federal Credit Union Signature Rewards Approval

Congratulations on your approval! First time i've heard of this union as well!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 3 of 44
Anonymous
Not applicable

Re: Chartway Federal Credit Union Signature Rewards Approval

COngrats on your approval and very nice SL !!!!

 

 

Message 4 of 44
SouthJamaica
Mega Contributor

Re: Chartway Federal Credit Union Signature Rewards Approval


@Anonymous wrote:

The Credit Union spree continues!

 

Thanks to Sasuke for providing his signature line Smiley Happy. I just joined Chartway Federal Credit Union through a $10 donation. Was going to just join and deposit $5 and wait for a pre-approval at some point. When I submitted the application it said I was instantly approved for the savings account, and also instantly approved for one of their two credit cards, both at 14.7% APR and $15,000 credit limit, I just chose the Signature Rewards since it was 1.5x cash back and boom, done!

 

Not sure what they pulled yet as I haven't gotten a notification...hopefully this helps someone else. Many INQ in all agencies, 20+. I didn't know they were going to pull my report at all, so anyone that wants to apply for the savings to join, beware. My pull was very productive so I don't mind Smiley Happy.


Thanks for your post. I'd never heard of Chartway. Inspired by your post, I visited their site, saw they had a pretty neat card for my purposes (the Visa rewards card), applied, and was instantly approved for 15k with 9.24% interest rate.

 

Thank you!!!


Total revolving limits 748700 (628200 reporting) FICO 8: EQ 701 TU 717 EX 682

Message 5 of 44
19eighty5
Senior Contributor

Re: Chartway Federal Credit Union Signature Rewards Approval


@SouthJamaica wrote:

@Anonymous wrote:

The Credit Union spree continues!

 

Thanks to Sasuke for providing his signature line Smiley Happy. I just joined Chartway Federal Credit Union through a $10 donation. Was going to just join and deposit $5 and wait for a pre-approval at some point. When I submitted the application it said I was instantly approved for the savings account, and also instantly approved for one of their two credit cards, both at 14.7% APR and $15,000 credit limit, I just chose the Signature Rewards since it was 1.5x cash back and boom, done!

 

Not sure what they pulled yet as I haven't gotten a notification...hopefully this helps someone else. Many INQ in all agencies, 20+. I didn't know they were going to pull my report at all, so anyone that wants to apply for the savings to join, beware. My pull was very productive so I don't mind Smiley Happy.


Thanks for your post. I'd never heard of Chartway. Inspired by your post, I visited their site, saw they had a pretty neat card for my purposes (the Visa rewards card), applied, and was instantly approved for 15k with 9.24% interest rate.

 

Thank you!!!


Congrats! Which credit bureau did they pull?

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 44
AverageJoesCredit
Legendary Contributor

Re: Chartway Federal Credit Union Signature Rewards Approval

Congrats OpSmiley Happy

Nice @SouthJamaica Smiley Happy Im given her a nice look right now. Anytime i can expand my CU options outside of PF, ill take a look. I also like how i can apply from where i live, many dont take apps from my location.
Message 7 of 44
SouthJamaica
Mega Contributor

Re: Chartway Federal Credit Union Signature Rewards Approval


@19eighty5 wrote:

@SouthJamaica wrote:

@Anonymous wrote:

The Credit Union spree continues!

 

Thanks to Sasuke for providing his signature line Smiley Happy. I just joined Chartway Federal Credit Union through a $10 donation. Was going to just join and deposit $5 and wait for a pre-approval at some point. When I submitted the application it said I was instantly approved for the savings account, and also instantly approved for one of their two credit cards, both at 14.7% APR and $15,000 credit limit, I just chose the Signature Rewards since it was 1.5x cash back and boom, done!

 

Not sure what they pulled yet as I haven't gotten a notification...hopefully this helps someone else. Many INQ in all agencies, 20+. I didn't know they were going to pull my report at all, so anyone that wants to apply for the savings to join, beware. My pull was very productive so I don't mind Smiley Happy.


Thanks for your post. I'd never heard of Chartway. Inspired by your post, I visited their site, saw they had a pretty neat card for my purposes (the Visa rewards card), applied, and was instantly approved for 15k with 9.24% interest rate.

 

Thank you!!!


Congrats! Which credit bureau did they pull?


I believe Equifax.


Total revolving limits 748700 (628200 reporting) FICO 8: EQ 701 TU 717 EX 682

Message 8 of 44
SouthJamaica
Mega Contributor

Re: Chartway Federal Credit Union Signature Rewards Approval


@AverageJoesCredit wrote:
Congrats OpSmiley Happy

Nice @SouthJamaica Smiley Happy Im given her a nice look right now. Anytime i can expand my CU options outside of PF, ill take a look. I also like how i can apply from where i live, many dont take apps from my location.

Here's a tip @AverageJoesCredit 

 

I applied for the credit card first. Applied for 15k and was instant approved

 

I applied for membership afterwards. After I'd submitted my app for the savings & checking, guess what: there was a

message that I was preapproved for the credit card at 25k at 9.24%.

 

So it's possible that, had I applied for the deposit accounts first, I might have wound up with a 25k card instead of a 15k card.


Total revolving limits 748700 (628200 reporting) FICO 8: EQ 701 TU 717 EX 682

Message 9 of 44
Anonymous
Not applicable

Re: Chartway Federal Credit Union Signature Rewards Approval

Congratulations!

 

It’s good to see another decent CU option (although ScoreCard valuations are .6-.8cpp normally so I definitely wouldn’t put a lot of spend on them) that everyone can join! Smiley Happy

Message 10 of 44
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