Chase Freedom Flex

[altstates93]

          Earlier today I applied online for CFF and received a prompt denial. Did not surprise me as I IIB Chase for $16 K about 11 years ago. 

          However, thanks to reading this forum, I knew I could immediately call for a reconsideration. 

          A pleasant, straight-to-the-point CSR answered the phone. She asked only two questions before telling me they would have a final decision in 7-10 days. 

          I had reconciled myself to having taken an HP "for science", but within 7-10 minutes an email arrived to tell me they approved me for the card. Shortly after, the card appeared in the Chase app with a spending limit of...

          $13,400! 

          Chase Recon FTW! 

          Some data points "for science." 

          Six credit cards at the time of application. I opened two of them in 2014, and the other four in June of this year. 

          Utilization of 10%. Statement balances paid in full every month. 

          Income: $105 K

          No lates. No derogatories. 

          As of this post I see only an Experian pull. 752 FICO 8 for that bureau. A few other flavors of FICO 8/FICO 9 sit in the 770s. 

          I opened a Chase checking account over a month ago with a modest direct deposit. 

[KingRue8500]

Congrats on your Chase Freedom Flex approval

[M_Smart007]

Congrats on your CFF Approval 🎉

[Priory_Man]

Congrats on the approval

[CreditAggie]

Congratulations on your CFF approval!

[WasteMgmt]

Huge victory! Congrats on the recon approval!

[CYBERSAM]

Congrats on your Chase Freedom Flex 🤑👍

[babygirl1256]

Congrats on your Chase Freedom Flex recon and approval . . . that's awesome!!!

[TheRedHat]

Congrats on your approval!

[Stealth-1]

Congrats on the Chase recon and approval!

Awesome, a 7-10 minute approval is always nicer than a 50/50 7-10 day wait.