I've been wanting to get into the travel points game and was finally approved for a long-time goal card! I've had a Chase bank account and (Disney) credit card for a little over two years. I never get pre-approvals or offers through Credit Journey or "Just for You" offers. Last month, I went into a local branch and asked if I had a pre-approval and I did. I was shocked!
They pulled EX (my lowest score) where I have 7 inquiries. My AAoA is only 2 years 10 months. No negatives on my reports (my ch13 aged off of my reports last year).
Scores and tradelines in my signature are all current. My income is just shy of $100,000. Up until a few weeks ago I was at about 40% utilization on $62,500 in total available credit. Paid it all down to $0 but was overeager and didn't wait for the new balances to report. I should have, but I was afraid that pre-approval would disappear. Anyway, I'm sure that's why my SL was the minimum $5,000 but I'm still really happy with it! We have a lot of expenses in the next 2 months so meeting the SUB will be no problem.
So excited to break in this new CSP and thinking about what I want next...either the Freedom or Freedom Unlimited next so I can rack up more UR points!
**EDIT: I was 3/24 at the time of my app.
Good Job. Don't forget about the $4000 spend in 90 days to get that 60K UR pts!
BUSINESS 
Congrats 2GT ! Nice pick up! enjoy the Perks !!!
YOU...
CONGRATS on your Approval, the Very Nice SL and Thanks for the DPs!!!
Congratulations!
Congratulations on your approval!
Congrats on your approval !!!!
