DW received two pre-selected mailers from Citi. We forgot about the first one, but the day she received the 2nd one she applied. 5.6k SL, 12 mo 0% BT and purchases.The cards arrived on Saturday.
She added me as an AU, and I need the buffer with the balances I'm carrying right now. DW did a small BT to zero balance her 10k Marvel account. Helps a bit since we're going to PIF the the balance over 3 months. Now it's interest free thanks to CDP.
@_NERD wrote:DW received two pre-selected mailers from Citi. We forgot about the first one, but the day she received the 2nd one she applied. 5.6k SL, 12 mo 0% BT and purchases.The cards arrived on Saturday.
She added me as an AU, and I need the buffer with the balances I'm carrying right now. DW did a small BT to zero balance her 10k Marvel account. Helps a bit since we're going to PIF the the balance over 3 months. Now it's interest free thanks to CDP.
Congratulations to you!...Thanks for sharing.
(BANK OF AMERiCA CA$H REWARD$ ViSA SiGNATURE) (CHASE AMAZON ViSA SiGNATURE) (CAPiTAL ONE QUiCKSiLVER ViSA SiGNATURE) (CiTi DOUBLE CA$H WORLD MASTERCARD) (BARCLAYCARD UPROMiSE WORLD MASTERCARD) (SYNCHRONY MARVEL MASTERCARD) (AMERiCAN EXPRESS BLUE CA$H EVERYDAY) (DiSCOVER iT NHL)
Congrats. Buffer lowers utilization, which increases fico. 
Congrats to you !!!
Thank you all. As a data point, Citi did a HP on EX and EQ for application. When we hit the luv button and got an instant CLI approval to 10k yesterday, the HP was EQ. This information was pulled from her myFICO 3B Ultimate account. Our 3B alerts update daily and throughout the day, so I'll know by the end of today if there were any other HPs done just for the CLI.
Congrats !
