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@mystikal1 wrote:Congrats Uncle B, hopefully my DP will get an increase like yours did.
Thanks so much, mystikal1! ![]()
Hang in there... if I can not only get approved but also get a CLI then there's hope for nearly everybody! ![]()
@UncleB wrote:
@Ysettle4 wrote:Congrats UB!! I get mailers for the card all the time and it seems to be a great BT card but nothing else? Good to see that it does grow
Thanks so much Ysettle4!
The Diamond Preferred does have a laundry list of benefits (many/most are 'standard' for all Citi cards, though) and I think there's a 'concierge' benefit, but honestly at a glance the only thing that stuck out as useful to me would be the price rewind (which again you can get on other Citi cards). Perhaps ironically, since this card has no cash rewards I'm not likely to use it for purchases, which means I'm extremely unlikely to use the price rewind... LOL.
I got the card straight-up for the 21 months at 0%. I chose it over the Simplicity since I've read the Diamond Preferred is easier (sometimes?) to PC to a Double Cash... the Simplicity also has extended 0% offers but since that's all I was really after anyway I went with one with the best 'rep' as far as being easy to PC goes.
Thanks again!
(Note: if you decide to app for the Diamond Preferred be sure you get the 21 month/0% offer... the number of months can vary. My mailed offers were for fewer months, so I applied online with an offer for the full 21 months.)
Great info and fortunately for me, all mailers had the 21 mos. offer recently. My irst two were 18 mos. offers. Even now, I'm starting to get 21 mos. 0% offers for simplicity and 10 mos. 0% for DC. All very tempting but I don't have a place nor need for those cards......at the moment that is.
| 769 | 774 | 764 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
@Ysettle4 wrote:
@UncleB wrote:
@Ysettle4 wrote:Congrats UB!! I get mailers for the card all the time and it seems to be a great BT card but nothing else? Good to see that it does grow
Thanks so much Ysettle4!
The Diamond Preferred does have a laundry list of benefits (many/most are 'standard' for all Citi cards, though) and I think there's a 'concierge' benefit, but honestly at a glance the only thing that stuck out as useful to me would be the price rewind (which again you can get on other Citi cards). Perhaps ironically, since this card has no cash rewards I'm not likely to use it for purchases, which means I'm extremely unlikely to use the price rewind... LOL.
I got the card straight-up for the 21 months at 0%. I chose it over the Simplicity since I've read the Diamond Preferred is easier (sometimes?) to PC to a Double Cash... the Simplicity also has extended 0% offers but since that's all I was really after anyway I went with one with the best 'rep' as far as being easy to PC goes.
Thanks again!
(Note: if you decide to app for the Diamond Preferred be sure you get the 21 month/0% offer... the number of months can vary. My mailed offers were for fewer months, so I applied online with an offer for the full 21 months.)
Great info and fortunately for me, all mailers had the 21 mos. offer recently. My irst two were 18 mos. offers. Even now, I'm starting to get 21 mos. 0% offers for simplicity and 10 mos. 0% for DC. All very tempting but I don't have a place nor need for those cards......at the moment that is.
I'm in the same boat.
Well done, UncleB! Any CLI is a great one, imho! ![]()
@Anonymous wrote:Well done, UncleB! Any CLI is a great one, imho!
Thanks so much, my friend! ![]()
You're exactly right... even the 'little ones' will add up over time! ![]()
Congrats B!
@Jerry45 wrote:Congrats B!
Thanks so much! ![]()
Awesome! Always good to see a CLI with a Citi card, I am looking forward to March when I could request a CLI on my DC and Prestige!
@Discover2016 wrote:Awesome! Always good to see a CLI with a Citi card, I am looking forward to March when I could request a CLI on my DC and Prestige!
Thanks so much! ![]()
I agree completely... a Citi CLI is meaningful to me as well, even a small one.. LOL! ![]()
Good luck on your own Citi CLI; March will be here before you know it! ![]()
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The Citigroup Diamond Preferred was my own very first Citi card and it came in the mail as a preapproval. They started the limit at $800 and at the time i only had US Bank ($2K) and Discover Card ($1400) so you can see the progression of those were downward in series at the start.
After only 2 statement cuts i went out on a limb and contacted their UW to place a request for a increase, It was Christmas season about like now. After some days i got a call back from that Dept with the good news! they approved a new limit of $2000 effectively matching US Bank.
After 12 months the Citi DC card entered the picture (nice timing) and i was able to PC over to it. A week earlier i had just got a SP CLI on it too so that helped when doing the PC.
So Congratulations UncleB on this latest success and thanks for the data points that can be useful to others. ![]()