CitiBank DC CLI...I swear...

RickNATL · ‎03-03-2021

I swear this CLI has grown $1500 at a time, with the exception of my only HP which yielded a $7K CLI...

Guess I'll be grateful and keep chugging along with my SPs! ...one day I'll be over $20K CL...I feel it.

Anonymous · ‎03-03-2021

Slow and steady wins the race with Citi. Congrats on your CLI. I've seen similar slow-growth SP CLIs from them routinely every 6 months or so. You made out better than I did with your HP CLI. Citi is the only lender that I've ever gone for a HP CLI with, and I got less from the HP CLI than I did from the SP CLI before it. Bottom line is it works for some, not for others. Continue to grow that card and you'll get $20k for sure!

CreditAggie · ‎03-03-2021

Congratulations on your Citi CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (July 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

MartyWrite75 · ‎03-03-2021

Congratulations on your CLI!!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

M_Smart007 · ‎03-03-2021

Congratulations!

RickNATL · ‎03-03-2021

Ha. Thank you. With that, I will stay encouraged.

gdale6 · ‎03-03-2021

Getting there, grats on the CLI

AllZero · ‎03-03-2021

Congratulations on your CLI!

JoeLuvsHisCredit · ‎03-03-2021

Congratulations

schsa210 · ‎03-03-2021

Congrats on your Citi DC cli. Is it safe to assume that you haven't had any new inquiries on your credit report lately? Denied me a cli due to have 4 new inquiries on my report from over 4 months ago.

~buried myself in the garden~