Sweet, congrats on your new card 
@AnimatorProcrastinator wrote:I've been a DCU member since March, only ever used the savings account to stash $1,000. I had never seen any 'approved' offers with the 'accept offer' button before yesterday. Offer was 'up to $10,000' at 9.5% APR. I made sure all my reports were locked/frozen as I only wanted the offer if it was a SP, hit accept and filled in my income, rent, etc. A screen flashed with only "loan application #xxxxx approved" and then returned to the dashboard, no notification email or anything. I had read about this experience on the forum, otherwise I would've been confused and called for clarification. I woke up today and immediatley logged in to DCU (I dont have an addiction I swear
) to see the Visa under my other accounts with $10,000 available. I checked my reports again today and no HP has been attempted, also DCU has not requested any docs. DCU shows my EQ Fico (mortgage score?) as 720. AAoA 1 year 7 months, AoOA 3 years 5 months, newest account is 7 months, total util 15%.
Conrats @AnimatorProcrastinator !
I went the same route earlier this month - I am liking DCU more and more each day!
@AnimatorProcrastinator wrote:I've been a DCU member since March, only ever used the savings account to stash $1,000. I had never seen any 'approved' offers with the 'accept offer' button before yesterday. Offer was 'up to $10,000' at 9.5% APR. I made sure all my reports were locked/frozen as I only wanted the offer if it was a SP, hit accept and filled in my income, rent, etc. A screen flashed with only "loan application #xxxxx approved" and then returned to the dashboard, no notification email or anything. I had read about this experience on the forum, otherwise I would've been confused and called for clarification. I woke up today and immediatley logged in to DCU (I dont have an addiction I swear
Congratz on the card for this month!!!!
For this month with DCU, I only been a member since June with the highest relationship on the checking and 1k in savings. I ending up taking a HP for a personal loan of $8k 5-year loan. Down the road the month, I used the same HP and got approved for the plat at 8k with 8.5% APR.
The plat for me was hard to get because the system goof on me and opened up a rewards which I didn't want. So multiple people were called in to fix the problem for me. So far I am waiting on the card and the second HP to be removed from Equifax.
