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Disco CLI...before 3rd statement

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Anonymous
Not applicable

Disco CLI...before 3rd statement

Decided to pull the trigger and request a cli on my Discover, even though it just opened at the beginning of July...instant approval for addl $500. Not the greatest, but Ill take it, considering the current utilization was about 46%

 

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Disco CLI...before 3rd statement

Congratulations on your CLI!

Message 2 of 10
Anonymous
Not applicable

Re: Disco CLI...before 3rd statement

Congrats on your CLI!

tenor.gif

Message 3 of 10
ThisMightWork41c3
New Contributor

Re: Disco CLI...before 3rd statement


@Anonymous wrote:

Decided to pull the trigger and request a cli on my Discover, even though it just opened at the beginning of July...instant approval for addl $500. Not the greatest, but Ill take it, considering the current utilization was about 46%

 


Congrats.

 

Curious, what was your starting limit (SL)?

Do you think you'll try again after the 3rd statement cuts?

And to clarify this was an online CLI, not a phone-in?

 

Thanks,


In the garden till May 6, 2022 07:38:06 GMT

Message 4 of 10
Anonymous
Not applicable

Re: Disco CLI...before 3rd statement

My SL was $1800. I’ll probably try again in about 30 day’s or so, as I want to pay it down a good amount. And yes, it was an online request.
Message 5 of 10
19eighty5
Senior Contributor

Re: Disco CLI...before 3rd statement

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 10
MartyWrite75
Valued Contributor

Re: Disco CLI...before 3rd statement

Congratulations on your CLI!  

April 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 7 of 10
xaximus
Valued Contributor

Re: Disco CLI...before 3rd statement

Congrats on your CLI! Did you call in to do a DD?


Scores - All bureaus 770 +
TCL - Est. $410K
Message 8 of 10
Anonymous
Not applicable

Re: Disco CLI...before 3rd statement

I did not go for the DD. My understanding is that the DD usually only works on an auto CLI, not a requested CLI?

Message 9 of 10
Medic981
Valued Contributor

Re: Disco CLI...before 3rd statement







Your FICO credit scores are not just numbers, it’s a skill.
Message 10 of 10
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