Re: Disco auto luv - myFICO® Forums - 6034519

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Miss Disco said the heck with social distancing and gave me a lovely present to the tune of a $1200 CLI. Ill have to confer with @AverageJoesCredit about which special that is. My brain says an SJ special?

Dp's

12k income

Disco is my oldest line at 3 years 9 months

Exp fico 8 at 794 this morning

Statement just cut on rhe 24th with a 0 balance for the first time in many months. New CL is $8700

Affinity Cash Rewards: 15,000
Amex BCP: 30,000
Amex Platinum
BCU Cash Rewards: 18,000
Discover it: 14,700
TJX Mastercard: 2,500
Venmo: 10,000
>>23k student loan-payed off
Ficos 8's ~790
Inq: EX:1 EQ:1 TU:1

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28 REPLIES 28

Savor One $15,500

Quicksilver $10,500

Penfed Cash Rewards $15,000

Penfed Platinum $10,000

Verizon $20,000

NFCU Cash Rewards $38,000

NFCU More rewards $39,000

Amazon Prime $10,000

Affinity Cash rewards $15,000

Penfed Pathfinder $10,000

SDFCU Premium-Cash-Back Plus $29,000

SDFCU Platinum Rewards $10,000

Alliant-Cash-Back Plus $15,000

Usaa-Unlimited Cash Back $13,000

Wells Fargo Active Cash $2,500

Micro Center $2,400

BoA Secured Cash Back $200

GM Business $2,000

Truist Enjoy Cash Business $10,000

Redstone FCU $5,000

U.S. BANK Cash+ $5,000

TD BANK Cash $7,500

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Congratulations on your Discover auto-CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Congrats on your auto CLI.

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Excellent, congratulations!

(+102) |

(+106) |

(+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023

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Congratulations on your Disco

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Congrats! 🤑

EQUIFAX FICO® Score 8: 800 ⬆

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Congratulations on your CLI

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

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Congrats on getting some luv!

Message 9 of 29

@Wrigley2172 Super Congrats on your Discover $1,200 CLI!!!

Perhaps Lady Disco is loosening Her purse strings after all.

Only time will tell, but She was good to you. Thanks for sharing!

Message 10 of 29