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Discover CLI- Wife

Valued Contributor

Discover CLI- Wife

I haven't posted in a while because of 3 hr a day, 3 days a week PT (brain cancer, or rather having to learn to walk and use your right hand again) stinks, so my apologies.


I got used to Discover's denials, but when my wofe's statement generated, I though, what the heck, I'll try for an increase.

Her $8800 CL got a $7000 increase to $15800 (we did have a balance of $1270.94 for the PayPal 5% bonus and the last increase was exactly a year ago)

I also noticed that they increased our pathetic $300 Cash Advance limit was increase for the first time ever to $500. We never use this, but I alway found it odd (I know, monkeys with darts).

Screen Shot 2022-08-15 at 8.28.34 PM.jpg


1/8/17 Discover $18300 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
1/26/20 AmEx Cash Magnet $35k CL (wife's card)
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $17,400 CL, $2900 SL- AU- (wife's card)
3/8/20 Wells Fargo Propel AmEx $5000 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)
3/9/20 BB&T/Truist Rewards $11k SL- AU, not on reports- impulse app (wife's card)
3/21/20 REDcard MasterCard (TD Bank) $2500 SL, $6000 CL
11/24/20 AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $10k CL, SL $6k SL AU, wife
8/15/22 Chase freedom $10.3k wife (not an AU yet)

Credit Scores for both of us around 800, depending on what you pull & balances. All PIF, frequently before statement close
Message 1 of 15
Valued Contributor

Re: Discover CLI- Wife


Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 2 of 15
Community Leader
Senior Contributor

Re: Discover CLI- Wife

WooHoo!! Congratulations on her Approval!!👏🏼🍾🥂

Message 3 of 15
Community Leader
Super Contributor

Re: Discover CLI- Wife

Congratulations on DW's Discover CLI!

Current Cards (in order of approval):

Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 15

Re: Discover CLI- Wife


Message 5 of 15
Valued Contributor

Re: Discover CLI- Wife

Congrats on DW's Discover CLI

Message 6 of 15

Re: Discover CLI- Wife

Great CLI! Congrats!

Start 1/1/19
Best 11/15/21
Current rebuild

Message 7 of 15
Senior Contributor

Re: Discover CLI- Wife

Congrats on your Wife's Discover CLI . . . and continued favor as you work to improve your health!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 8 of 15
Regular Contributor

Re: Discover CLI- Wife

First I want to send the most positive vibes and energy your way to make sure your health continues to improve. Also, congrats on the wifes CLI with Disco. A 7k increase is awesome.

Business Cards:
Amex Business Plus: 6000 // Amex Business Hilton Honors: 3000 // Amex Delta Gold: 4900 // Amex Business Platinum NPSL POT 5000 // Amex Business Gold NPSL POT 15000

Personal Cards:
Discover It Cash Back: 8000 // Chase Saphire Preferred: 5000 // Truist Enjoy Beyond: 4500 // Amex Blue Cash Preferred: 1000 // Cap1SavorOne: 2000 // Cap1 Secured Platinum: 200 // Cap1 QuiksilverOne 2000 // Citi Double Cash: 5200 // Amex Platinum NPSL POT 4000 // Amex Gold NPSL POT 1750

Message 9 of 15
Established Contributor

Re: Discover CLI- Wife

That's an amazing increase from Miss Disco! P2 keeps getting only $500 increases even with significant usage (went from $5500 to $6000 yesterday).

SD - Biz -
Message 10 of 15
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