cancel
Showing results for 
Search instead for 
Did you mean: 

Discover it Approved!!

Talonwildstar
Regular Contributor

Discover it Approved!!

 I can’t believe it, finally the stars aliagned and it worked out, I logged in and got pre approved for Discover it cards today ... after much thought I decided to go for it, I have 1.2 year credit history and have always wanted a discover card, it was approved for $1,000 SL I’m fine with that I know I need to make baby steps... I had to prove my identity and they ran hard inquiries on Experian and Equifax 4 points and 5 points I lost on each but I’m fine with that, I payed my other credit cards down to 0 balance this month Experian lost 16 points the next day ... so hey I’m happy I got approved for a real card... not credit one! Lol

 

i have 1 personal loan PNC bank

8 cards 

PNC points 1,000 limit

Citi Double Cash 1,000

QS1.       1,000

American Express gold charge card

Kohls 800

Amazon Prime storm card 700

Overstock.     6600

Boscovs.         7000

my credit 1 yr ago was too low to mention! 

Ex: 644 TU 656 Eq 655 

 

now im gonna just settle down and try to get CLI on existing cards in 3-6 months. 

Thanks for listening and reading!


AmEx BCE 20k
BBVA visa 10k
Synchrony 2% MC 9.3k
LLBean Citi MC 6k
PNC points signature visa 15k
CapOne QS1. 1.65k
Citi DC. 4.375k
Discover it. 3.55k
Am Ex Gold
Kohl’s. $3k
Amazon Store. 10k
Overstock. 13.6k
Boscovs. 14k
Best Buy S.C. 2.8k
Home Depot 2k
Total CL. 132,500k
 
PNC personal loan 7500 down to 6200
 
oldest credit 3yr 2 months , newest 1/2020!
* 3% card utilization 





As of 11/1/18




As of 11/1/19
img src="https://img.shields.io/badge/Experian-[759 INQ(8)]-blue.svg">


As of 11/1/20
Message 1 of 20
19 REPLIES 19
Remedios
Moderator

Re: Discover it Approved!!

Congrats on your approval 

Message 2 of 20
XtraCredit
Established Contributor

Re: Discover it Approved!!

Congrats!
Starting Score: EX 641 TU 631 EQ 669
Current Score: EX 714 TU 718 EQ 713 (EQ9 735)
Goal Scores: 750


Take the myFICO Fitness Challenge




Message 3 of 20
Anonymous
Not applicable

Re: Discover it Approved!!

Congratulations! Nice wallet of cards you have there!

Message 4 of 20
19eighty5
Senior Contributor

Re: Discover it Approved!!

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 5 of 20
n_la
Frequent Contributor

Re: Discover it Approved!!

Congrats 👏🏾

06.2019

03.2018

NFCU CLOC: $15,000
Message 6 of 20
3se7ens
Frequent Contributor

Re: Discover it Approved!!

You've earned it, Congrats! Smiley Wink

EQ.-743  |  TU.-736  |  EX.-706

Message 7 of 20
Brooklyn2018
Valued Contributor

Re: Discover it Approved!!

Congrats on your approval!!👏👏👏

Nicely done!👍

😊




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 700(by May/2021)>

Take the myFICO Fitness Challenge













Message 8 of 20
Talonwildstar
Regular Contributor

Re: Discover it Approved!!

Thank you!


AmEx BCE 20k
BBVA visa 10k
Synchrony 2% MC 9.3k
LLBean Citi MC 6k
PNC points signature visa 15k
CapOne QS1. 1.65k
Citi DC. 4.375k
Discover it. 3.55k
Am Ex Gold
Kohl’s. $3k
Amazon Store. 10k
Overstock. 13.6k
Boscovs. 14k
Best Buy S.C. 2.8k
Home Depot 2k
Total CL. 132,500k
 
PNC personal loan 7500 down to 6200
 
oldest credit 3yr 2 months , newest 1/2020!
* 3% card utilization 





As of 11/1/18




As of 11/1/19
img src="https://img.shields.io/badge/Experian-[759 INQ(8)]-blue.svg">


As of 11/1/20
Message 9 of 20
Talonwildstar
Regular Contributor

Re: Discover it Approved!!

Thank you!!   Very  much!


AmEx BCE 20k
BBVA visa 10k
Synchrony 2% MC 9.3k
LLBean Citi MC 6k
PNC points signature visa 15k
CapOne QS1. 1.65k
Citi DC. 4.375k
Discover it. 3.55k
Am Ex Gold
Kohl’s. $3k
Amazon Store. 10k
Overstock. 13.6k
Boscovs. 14k
Best Buy S.C. 2.8k
Home Depot 2k
Total CL. 132,500k
 
PNC personal loan 7500 down to 6200
 
oldest credit 3yr 2 months , newest 1/2020!
* 3% card utilization 





As of 11/1/18




As of 11/1/19
img src="https://img.shields.io/badge/Experian-[759 INQ(8)]-blue.svg">


As of 11/1/20
Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.