Fingerhut Approval

[Total80sKid]

Congrats on your Fingerhut approval 👍🏼

[CH-7-Mission-Accomplished]

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@CardHunter wrote:

I know it's not a big boy card like most but I still feel very blessed by fingerhut giving me a 2nd. chance In this rebuilding process. They started me out with a $800 credit limit with a 588 FICO score 8 using Experian data (Ollo has me at 601 FICO Bankcard Score 9) That puts me at 3 rebuilding cards in the past 6 months.

Ollo Card - $2,000

Mission Lane Card - $1,000

Fingerhut (Webbank) - $800

My goal is to head to the garden for 6 months and then take a shot at the Walmart card. 

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I'm sorry but Fingerhut is a POS.   If you want to be taken advantage of and be requried to pay a 50% premium on their junk products in order to get a tradeline, that's cool.    But don't mistake this for a valid credit line.   You have been taken by a blood-sucking vulture.    

[dcp0524]

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@CardHunter wrote:

I know it's not a big boy card like most but I still feel very blessed by fingerhut giving me a 2nd. chance In this rebuilding process. They started me out with a $800 credit limit with a 588 FICO score 8 using Experian data (Ollo has me at 601 FICO Bankcard Score 9) That puts me at 3 rebuilding cards in the past 6 months.

Ollo Card - $2,000

Mission Lane Card - $1,000

Fingerhut (Webbank) - $800

My goal is to head to the garden for 6 months and then take a shot at the Walmart card. 

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When I had a Fingerhut account I could pay my bill with my credit card, so you may want to to get some extra points? Just a tip of if it still works.

Congrats on the approval!!! 🎉🎉🎉

[SUPERSQUID]

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@CH-7-Mission-Accomplished wrote:

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@CardHunter wrote:

I know it's not a big boy card like most but I still feel very blessed by fingerhut giving me a 2nd. chance In this rebuilding process. They started me out with a $800 credit limit with a 588 FICO score 8 using Experian data (Ollo has me at 601 FICO Bankcard Score 9) That puts me at 3 rebuilding cards in the past 6 months.

Ollo Card - $2,000

Mission Lane Card - $1,000

Fingerhut (Webbank) - $800

My goal is to head to the garden for 6 months and then take a shot at the Walmart card. 

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I'm sorry but Fingerhut is a POS.   If you want to be taken advantage of and be requried to pay a 50% premium on their junk products in order to get a tradeline, that's cool.    But don't mistake this for a valid credit line.   You have been taken by a blood-sucking vulture.    

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I guess everybody is entitled to their opinion. Lets face it when you face plant in the credit world and have to start from scratch you arent starting with a 25000 cl freedom flex. more likely a low limit sub prime with outragious fees. with that in mind fingerhut isnt bad, and they do sell premium products but charge top dollar, on the flip side they report to all 3 cra's, have an easy return policy, and give you frequent cli's.

[CardHunter]

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@dcp0524 wrote:

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@CardHunter wrote:

I know it's not a big boy card like most but I still feel very blessed by fingerhut giving me a 2nd. chance In this rebuilding process. They started me out with a $800 credit limit with a 588 FICO score 8 using Experian data (Ollo has me at 601 FICO Bankcard Score 9) That puts me at 3 rebuilding cards in the past 6 months.

Ollo Card - $2,000

Mission Lane Card - $1,000

Fingerhut (Webbank) - $800

My goal is to head to the garden for 6 months and then take a shot at the Walmart card. 

---

When I had a Fingerhut account I could pay my bill with my credit card, so you may want to to get some extra points? Just a tip of if it still works.

Congrats on the approval!!! 🎉🎉🎉

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GREAT idea! Thanks for the tip!

[Mr_Mojo_Risin]

Congratulations and good luck on your rebuild!

Cheers!