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First app spree in years....Success!!

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Stanic413
Regular Contributor
‎03-10-2014 01:59 PM
‎03-10-2014 01:59 PM

First app spree in years....Success!!

After much hesitation, I decided to do an app spree today.  Results below:

 

Barclay Arrival World MasterCard:  Declined.  Boo.  Called for recon and a nice gentleman said to apply when card balances were lower.  Not too surprised about that one. 

 

AMEX BCE:  Instant approval!!  $2k limit, will do 3X CLI request, day 61

 

Citi Diamond Preferred: Declined, called for recon.  Learned was declined for too many inquiries.  Requested supervisor and told them I only bought a car in the last  6 months, she researched, confirmed the inquiries were all for car loans.  Approved, $5k. My biggest limit yet! 

 

Not entirely what I wanted or thought would happen but happy nonetheless, esp with AMEX instant approval!!  Didn't plan on doing Citi, not a huge fan, but got an invite by mail and thought, why not.  Now I'm glad I did!

 

 

 

 

 

18k10k7.6k10k10k5k5.6k1.7k2k
Federal CU PLOC: $5k
Scores, Dec. 2014- TU: 755 EX: 763 EQ: 757
Last App: 12/8/14. In the garden until Jan 2016, getting "mortgage" ready.
Message 1 of 14
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13 REPLIES 13
Jitdc2
New Contributor
‎03-10-2014 02:01 PM
‎03-10-2014 02:01 PM

Re: First app spree in years....Success!!

Congrats on the approvals! 

Message 2 of 14
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BearsAndTurtlesRtheBest
Senior Contributor
‎03-10-2014 02:08 PM
‎03-10-2014 02:08 PM

Re: First app spree in years....Success!!

great results! Barclay will come thru when balances lower no worries becuase your in with AMEX.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 3 of 14
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alvon123
Super Contributor
‎03-10-2014 02:12 PM
‎03-10-2014 02:12 PM

Re: First app spree in years....Success!!

congrats!!!


Message 4 of 14
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yudeology101
Senior Contributor
‎03-10-2014 02:23 PM
‎03-10-2014 02:23 PM

Re: First app spree in years....Success!!

WTG Congrats on your approvals!! 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 5 of 14
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-Wade-
Valued Contributor
‎03-10-2014 02:43 PM
‎03-10-2014 02:43 PM

Re: First app spree in years....Success!!

@Stanic413 wrote:

After much hesitation, I decided to do an app spree today.  Results below:

 

Barclay Arrival World MasterCard:  Declined.  Boo.  Called for recon and a nice gentleman said to apply when card balances were lower.  Not too surprised about that one. 

 

AMEX BCE:  Instant approval!!  $2k limit, will do 3X CLI request, day 61

 

Citi Diamond Preferred: Declined, called for recon.  Learned was declined for too many inquiries.  Requested supervisor and told them I only bought a car in the last  6 months, she researched, confirmed the inquiries were all for car loans.  Approved, $5k. My biggest limit yet! 

 

Not entirely what I wanted or thought would happen but happy nonetheless, esp with AMEX instant approval!!  Didn't plan on doing Citi, not a huge fan, but got an invite by mail and thought, why not.  Now I'm glad I did!

 

 

 

 

 

Congrats on your approvals Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 6 of 14
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SunriseEarth
Moderator Emeritus
‎03-10-2014 03:13 PM
‎03-10-2014 03:13 PM

Re: First app spree in years....Success!!

Congrats!

 

Credit is a strange thing.  I got instant approval on Amex, but had to recon Cap One!   Oh well. 



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 7 of 14
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gdale6
Moderator Emeritus
‎03-10-2014 03:16 PM
‎03-10-2014 03:16 PM

Re: First app spree in years....Success!!

Grats on your new cards, enjoy Smiley Happy

Message 8 of 14
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coldnmn
Mega Contributor
‎03-10-2014 03:30 PM
‎03-10-2014 03:30 PM

Re: First app spree in years....Success!!

Congrats on approvals!  Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 14
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Stanic413
Regular Contributor
‎03-10-2014 03:36 PM
‎03-10-2014 03:36 PM

Re: First app spree in years....Success!!

@BearsAndTurtlesRtheBest wrote:

great results! Barclay will come thru when balances lower no worries becuase your in with AMEX.

YEESSSSS!!!  Soooo excited to join AMEX family!   Can't wait to get the card.  Barclay decline can't rain on my parade today! 

18k10k7.6k10k10k5k5.6k1.7k2k
Federal CU PLOC: $5k
Scores, Dec. 2014- TU: 755 EX: 763 EQ: 757
Last App: 12/8/14. In the garden until Jan 2016, getting "mortgage" ready.
Message 10 of 14
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