Hi All,
I've been eyeballing the HSBC Cash Rewards MC for its 3% (up to $10k) offer and after reading a few posts of approvals I decided to take a stab at it.
SL: $5,000
APR: 18.99%
Accounts < 6mo: 4
Accounts < 12mo: 9 (been a nice busy year!)
App: Instant Online Approval
Pull: EQ, not sure if F8 (768) or F9 (790)
They're are definitely not account/inquiry sensitive, but looks like you'll pay for it in the APR. I'm also going to wait until the card arrives and hit them up for a CLI 
I've seen some posts about a few extra SP bucks being tossed your way and I'm not getting left behind!
Thanks @CreditCuriosity! I have an online checking account with them so when I applied it prompted me to log in and imported all my info. It just pretty much asked me to verify my info and it went right thru.
I'm pretty sure if I didn't have the account they'd be asking me what I ate for my first solid food and the brand of spoon used to feed it to me 
I'm sure I can get it up there over time, but it's pretty much replacing my Limitless until I hit that $10k mark, which won't take long at all, but it's still a free $300
ah checking account explains the ease of verification most likely for you 
.
@credit_is_crack wrote:Thanks @CreditCuriosity! I have an online checking account with them so when I applied it prompted me to log in and imported all my info. It just pretty much asked me to verify my info and it went right thru.
I'm pretty sure if I didn't have the account they'd be asking me what I ate for my first solid food and the brand of spoon used to feed it to me
@credit_is_crack .. Congrats, I am quite surprised as to only $5K, especially since you are a banking customer.
I had the hard pull verbiage for a long time. you can get a HP increase I think at 6 or 9 months (I can't remember)
expect $2k CLI for a HP. They must have looked at your other limits and said will be SD after the SUB intro
UW must have the attitude "Too Much Credit" HA! .. have no idea what they are smoking .. must be good stuff
They pull EQ in CA for new app's. may be EX where you live?.
"all in all, you're just another brick in the wall"
@credit_endurance wrote:
@credit_is_crack nice instant approval with hsbc! I knew you would nail this one eventually😁 That’s actually a nice SL considering they are known to hand out $1-2k most often than not. But we have seen a few instant approvals recently so that’s what made me app.
As for SP cli, they definitely can be had I believe @M_Smart07 could chime in more detailed about it and just had a nice increase awhile back. I think there has to be certain “verbiage” on the site to know if it can be had.
Again big congrats on pulling in this prize! 😎
Thanks Bruised! I was pleased that it took all of 5 seconds to approve and they didn't hammer me with the APR lol I think I'm at a point where I dont necessarily need big SL from anyone, I'm just glad to add them to the lineup, but make no mistake I'll be mashing that luv button the minute it appears
@M_Smart007 wrote:
@credit_is_crack wrote:Thanks @CreditCuriosity! I have an online checking account with them so when I applied it prompted me to log in and imported all my info. It just pretty much asked me to verify my info and it went right thru.
I'm pretty sure if I didn't have the account they'd be asking me what I ate for my first solid food and the brand of spoon used to feed it to me
@credit_is_crack .. Congrats, I am quite surprised as to only $5K, especially since you are a banking customer.
I had the hard pull verbiage for a long time. you can get a HP increase I think at 6 or 9 months (I can't remember)
expect $2k CLI for a HP. They must have looked at your other limits and said will be SD after the SUB intro
UW must have the attitude "Too Much Credit" HA! .. have no idea what they are smoking .. must be good stuff
They pull EQ in CA for new app's. may be EX where you live?.
"all in all, you're just another brick in the wall"
Thanks @M-Smart007! You know I don't know much about HSBC and wasn't exactly sure what to expect from them, but I'll take it! As far as being a banking customers, it's had $15 and that's it there's just enough to say "he's a customer, maybe toss him a bone" 
I was thinking the same about EX - I ALWAYS get an instant alert for TU and EQ pulls, but when I don't it's 99% of the time an EX pull. I'll update my post once I get confirmation
Lol i was like deja vu when i saw 5k
Big grats mon ami
I actually really like the look of these cards. Getting instant approvsl had to feel great Enjoy CIC Music Factory
Big grats mon amiI actually really like the look of these cards. Getting instant approvsl had to feel great
Enjoy CIC Music Factory