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Mini Spree failed

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Anonymous
Not applicable

Mini Spree failed

I finally closed on my house today (key in hand), and i am back home decided to go on a spree. 

 

plan was QS/Venture/AARP/Wayfair/Lowes

 

QS - 10k, applied Venture right away and was given the 7-10 notice. is that a denial? it makes no sense, my EQ/EX are 700 with 5 inq.

 

AARP approved with $3500 with the 200 sign up bonus.

 

i am kinda upset i didn't get the venture card, should i app for it again? i check the prequalify again and it's still there.

Message 1 of 11
10 REPLIES 10
pizza1
Community Leader
Super Contributor

Re: Mini Spree failed


@Anonymous wrote:

I finally closed on my house today (key in hand), and i am back home decided to go on a spree. 

 

plan was QS/Venture/AARP/Wayfair/Lowes

 

QS - 10k, applied Venture right away and was given the 7-10 notice. is that a denial? it makes no sense, my EQ/EX are 700 with 5 inq.

 

AARP approved with $3500 with the 200 sign up bonus.

 

i am kinda upset i didn't get the venture card, should i app for it again? i check the prequalify again and it's still there.


YOu should have apped for the Venture 1st, then QS, thats how its done...The Venture is either verifcation or denial.  Congrats on your success, and approvals though!!   Whatever you do, dont re-app again for the Venture.  Just wait for the letter.Smiley Wink

Message 2 of 11
Anonymous
Not applicable

Re: Mini Spree failed


@pizza1 wrote:

@Anonymous wrote:

I finally closed on my house today (key in hand), and i am back home decided to go on a spree. 

 

plan was QS/Venture/AARP/Wayfair/Lowes

 

QS - 10k, applied Venture right away and was given the 7-10 notice. is that a denial? it makes no sense, my EQ/EX are 700 with 5 inq.

 

AARP approved with $3500 with the 200 sign up bonus.

 

i am kinda upset i didn't get the venture card, should i app for it again? i check the prequalify again and it's still there.


YOu should have apped for the Venture 1st, then QS, thats how its done...The Venture is either verifcation or denial.  Congrats on your success, and approvals though!!   Whatever you do, dont re-app again for the Venture.  Just wait for the letter.Smiley Wink


omg i wish i knew that ahead of time, i was so sure i would get both cards.   when should i app for the venture?

Message 3 of 11
Anonymous
Not applicable

Re: Mini Spree failed

I applied for Venture and Quicksilver Visa within seconds of each other in July and received the 7-10 day notice. Called in (since I already had a Capital One account) and it was just verification, which they completed over the phone. Received my Venture Signature Visa and Quicksilver Signature Visa and have received some nice CLI's since then, too.

 

Sometimes when you apply for 2 on the same day they just want to ensure that it is you. It could be very good news! Give them a call. Smiley Happy

Message 4 of 11
Anonymous
Not applicable

Re: Mini Spree failed


@Anonymous wrote:

I applied for Venture and Quicksilver Visa within seconds of each other in July and received the 7-10 day notice. Called in (since I already had a Capital One account) and it was just verification, which they completed over the phone. Received my Venture Sig Visa and Quicksilver Sig Visa and have received some nice CLI's since then, too.

 

Sometimes when you apply for 2 on the same day they just want to ensure that it is you. It could be very good news! Give them a call. Smiley Happy


which # did you call

Message 5 of 11
Anonymous
Not applicable

Re: Mini Spree failed

I just called Capital One customer service on the back of my current card.

 

Even if you're not a current customer, I'd still recommend that you call the general Capital One customer service number and tell them you had a new application and you wanted to check the status. They will route you in the correct direction.

Message 6 of 11
Anonymous
Not applicable

Re: Mini Spree failed


@Anonymous wrote:

I applied for Venture and Quicksilver Visa within seconds of each other in July and received the 7-10 day notice. Called in (since I already had a Capital One account) and it was just verification, which they completed over the phone. Received my Venture Signature Visa and Quicksilver Signature Visa and have received some nice CLI's since then, too.

 

Sometimes when you apply for 2 on the same day they just want to ensure that it is you. It could be very good news! Give them a call. Smiley Happy


That is exactly what happened to me.

Message 7 of 11
bodyboy1
Established Contributor

Re: Mini Spree failed


@Anonymous wrote:

I finally closed on my house today (key in hand), and i am back home decided to go on a spree. 

 

plan was QS/Venture/AARP/Wayfair/Lowes

 

QS - 10k, applied Venture right away and was given the 7-10 notice. is that a denial? it makes no sense, my EQ/EX are 700 with 5 inq.

 

AARP approved with $3500 with the 200 sign up bonus.

 

i am kinda upset i didn't get the venture card, should i app for it again? i check the prequalify again and it's still there.


> 1st  Congrats!   live & learn   No Worries  don't stress Anything!  Going forward  for You & others reading this>   Pre-Qual  & App for Venture 1st!  Then Quicksilver.   that's How Capital One is!  2nd  please DO NOT reapp..   as a matter of fact  don't app for anything else right now... Also when u get your capital one card..  Use & pay Pay & Use!..   heavy use & pay!  wait for response on the Venture..   we'll go from there.   lets just say u don't get the Venture...   use the crap out of that Quicksiver  ..  you'll get that Venture

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 8 of 11
Anonymous
Not applicable

Re: Mini Spree failed

thank you all for the response, i just apped for a wayfair card and got approved for $5500. it made me feel a lil better

 

Lowes is next when christmas sales comes around, and i am back to the garden for at least 2 years. 

 

thank you to everyone on myfico, i wouldn't be able to get a mortgage had i not found this site.  I wish i could buy u all dinner!!!

Message 9 of 11
NoAnchoviesPlease
Established Contributor

Re: Mini Spree failed

Sounds like not so much of a fail as a slight speedbump on an otherwise sweet ride. Smiley Happy 

 

Congrats, and enjoy the house too!

12/29/2015 669/696/706
01/10/2016 698/711/730 but still to and fro a bit

Climbing to 700 and beyond. It's too cold for gardening.
Message 10 of 11
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