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Multiple approvals

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KJinNC
Valued Contributor

Multiple approvals

I haven't posted here much lately, not worth getting into why. But figured I would add some DPs for community info.

 

See my sig for my overall credit persona, which is a bit weird. 365 days ago, I did not have any open accounts.

 

Approved in early March for Amex Delta Platinum. CL on the Delta Platinum was originally $20,000, more on this later.

 

Approved late March for Amex Blue Cash Everyday, $10,000.

 

Approved last week for a $1k CLI on my Amazon Store Card (I applied for a $2,500 increase and they countered with $1k, which I accepted). Approved that same day for a $3k CLI on my PayPal MC (I applied for $3k and they approved it ... should have aimed higher). This takes those cards to $6,000 and $8,000, respectively.

 

Approved last week for Citi AAdvantage Platinum, $11,000.

 

Approved earlier this week for a CL transfer of $1,500 from Delta Platinum to my older Delta Gold card. This takes Delta Platinum from $20,000 to $18,500 and takes Delta Gold from $1,000 to $2,500. Reason: it bugged me to have a card with an annual fee and a $1,000 CL, even though I don't use the card and will downgrade or close it after paying my next AF on it.

 

Approved today at the store for Citi Costco Anywhere Visa, $9,500.

 

I had planned to get Ducks Unlimited when my inquiries age enough, but after reading here last night that it's now just a 1.5% card, I have no interest in it. So I moved to my next choice, which was Citi Costco.

 

And, with that, I am done with adding cards (I think?) until I fall under 5/24 in late 2021 or early 2022 and probably pick up an Amazon Visa or something else from Chase. I plan to downgrade or close Hilton Aspire as well as Delta Gold after paying the AF in August since it partially duplicates the Platinum's benefits.



FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6. Card CLs total $213,900, or $240,400 including the AU card. Cards (oldest to newest)

Authorized user / Corporate / Auto loans / Personal loan
Message 1 of 26
25 REPLIES 25
Anonymous
Not applicable

Re: Multiple approvals

Congrats on all the approvals.

Message 2 of 26
Meanmchine
Super Contributor

Re: Multiple approvals

Congrats on all successes

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 3 of 26
AllZero
Mega Contributor

Re: Multiple approvals

Congratulations on your approvals and CLIs!

Message 4 of 26
MasonK
Frequent Contributor

Re: Multiple approvals

Busy year of approvals! Way to go!

1/1/16 FICO8 Scores: EX: 407, EQ: 403, TU: 455
4/1/24 FICO8 Scores: EX: 832, EQ: 820, TU: 834
FICO9 EX: 818
Total Revolving Limits: $152,300

Message 5 of 26
KJinNC
Valued Contributor

Re: Multiple approvals


@MasonK wrote:

Busy year of approvals! Way to go!


Yes - what a short strange trip it's been. There are two or three things I would do differently if I could do it over, but overall, very happy with how this has played out. Hopefully Amex doesn't freak out when the Citi cards show up and vice versa.



FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6. Card CLs total $213,900, or $240,400 including the AU card. Cards (oldest to newest)

Authorized user / Corporate / Auto loans / Personal loan
Message 6 of 26
M_Smart007
Legendary Contributor

Re: Multiple approvals

Congrats on your approvals!

Message 7 of 26
newfossil
Valued Contributor

Re: Multiple approvals

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 8 of 26
Anonymous
Not applicable

Re: Multiple approvals

Congratulations! Nice approvals!!

Message 9 of 26
Banerna
Valued Member

Re: Multiple approvals

Congrats!  👏🏼👏🏼👏🏼👏🏼



Message 10 of 26
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