cancel
Showing results for 
Search instead for 
Did you mean: 

NFCU AMEX APPROVAL

tag
Anonymous
Not applicable

NFCU AMEX APPROVAL

I applied for an NFCU Amex after having a Nsecured rewards card for about six months and received an ICL of $15000!! I couldn’t believe it. And this is after I took a huge hit after a disability discharge of my student loans.

Ex:561
Tu:601
Eq:576
Message 1 of 29
28 REPLIES 28
jlitnns
Established Contributor

Re: NFCU AMEX APPROVAL


@Anonymous wrote:
I applied for an NFCU Amex after having a Nsecured rewards card for about six months and received an ICL of $15000!! I couldn’t believe it. And this is after I took a huge hit after a disability discharge of my student loans.

Ex:561
Tu:601
Eq:576

These are the ones we like to see, congratulations! 

 

Robot Very Happy


Message 2 of 29
simplynoir
Community Leader
Mega Contributor

Re: NFCU AMEX APPROVAL

Congratulations!

Message 3 of 29
Anonymous
Not applicable

Re: NFCU AMEX APPROVAL

I just fell out of my chair reading this!! Lol
CONGRATULATIONS--Everything I thought I knew has just been disproven to be wrong.
Message 4 of 29
Anonymous
Not applicable

Re: NFCU AMEX APPROVAL


@Anonymous wrote:
I applied for an NFCU Amex after having a Nsecured rewards card for about six months and received an ICL of $15000!! I couldn’t believe it. And this is after I took a huge hit after a disability discharge of my student loans.

Ex:561
Tu:601
Eq:576

Congrats on very nice SL

Message 5 of 29
AverageJoesCredit
Legendary Contributor

Re: NFCU AMEX APPROVAL

15k on those scores, you gotta love NavySmiley Happy Well done.
Message 6 of 29
Anonymous
Not applicable

Re: NFCU AMEX APPROVAL

Congrats on your approval! 

Message 7 of 29
3se7ens
Frequent Contributor

Re: NFCU AMEX APPROVAL

What's interesting about NFCU is that they have their own credit scoring system.
Which is apparently a good thing.
Congrats!!

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 8 of 29
Anonymous
Not applicable

Re: NFCU AMEX APPROVAL

i wish i had a way to get into nfcu Smiley Sad  congrats though lol

Message 9 of 29
cf2701
Regular Contributor

Re: NFCU AMEX APPROVAL

Congrats on the approval!  That is amazing. I'm considering apping for an unsecured NFCU card in the future as well.

 

Speaking of NFCU having their own scoring system, can anyone shed light on it from past experience.  I got a letter when I opened my secured card and my internal score with them was 319 our of 450.  I'm assuming that's not fantastic, but not horrible either?  

 

Basic math says its about 71% of 100% possible, but not sure if it would be good enough for a card?  Just curious on others' experience with their scoring model.  

BBVA Clearpoints $16,000 | Discover $13,900 | CECU Visa $10,000 | NFCU Go Rewards Visa Sig. $18,500 | NFCU CLOC $15,000 | PayPal CB MC $10,000 | Paypal Credit $10,000 | Card $7,500 | AMX Hilton Honors Ascend $2,000 | Wayfair $23,900 | Sportsmans Guide Visa $12,400 | Kohls $3,000 | Capital One Savor One $3,500 | PNC Cash Rewards $17,000 | PenFed Power Cash Rewards $10,000 | PenFed Gold $10,000 | Lowe's $20,000 | Best Buy Visa $4,000 | Home Depot $4,000 | NFCU Platinum $25,000
Message 10 of 29
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.