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@Anonymous wrote:
I applied for an NFCU Amex after having a Nsecured rewards card for about six months and received an ICL of $15000!! I couldn’t believe it. And this is after I took a huge hit after a disability discharge of my student loans.
Ex:561
Tu:601
Eq:576
These are the ones we like to see, congratulations!
Congratulations!
@Anonymous wrote:
I applied for an NFCU Amex after having a Nsecured rewards card for about six months and received an ICL of $15000!! I couldn’t believe it. And this is after I took a huge hit after a disability discharge of my student loans.
Ex:561
Tu:601
Eq:576
Congrats on very nice SL
Congrats on your approval!
What's interesting about NFCU is that they have their own credit scoring system.
Which is apparently a good thing.
Congrats!!
As of 3/2022
EQ.-721 | TU.-731 | EX.-708
Top Cards:
AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800
Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000
Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000
i wish i had a way to get into nfcu congrats though lol
Congrats on the approval! That is amazing. I'm considering apping for an unsecured NFCU card in the future as well.
Speaking of NFCU having their own scoring system, can anyone shed light on it from past experience. I got a letter when I opened my secured card and my internal score with them was 319 our of 450. I'm assuming that's not fantastic, but not horrible either?
Basic math says its about 71% of 100% possible, but not sure if it would be good enough for a card? Just curious on others' experience with their scoring model.